LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,116
−HK$3,080/mo
▼ 0.25% · 3.875%
HK$50,644
−HK$1,552/mo
Today · 4.125%
HK$52,196
baseline
▲ 0.50% · 4.625%
HK$55,372
+HK$3,176/mo
Deposit HK$10.77M · loan HK$10.77M · min. income ≈ HK$104,392/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$903,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,641
−HK$2,952/mo
▼ 0.25% · 3.875%
HK$56,106
−HK$1,487/mo
Today · 4.125%
HK$57,593
baseline
▲ 0.50% · 4.625%
HK$60,629
+HK$3,036/mo
Deposit HK$10.77M · loan HK$10.77M · min. income ≈ HK$115,186/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$903,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,939
−HK$3,696/mo
▼ 0.25% · 3.875%
HK$60,772
−HK$1,863/mo
Today · 4.125%
HK$62,635
baseline
▲ 0.50% · 4.625%
HK$66,446
+HK$3,811/mo
Deposit HK$8.62M · loan HK$12.92M · min. income ≈ HK$125,270/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$903,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,569
−HK$3,542/mo
▼ 0.25% · 3.875%
HK$67,327
−HK$1,784/mo
Today · 4.125%
HK$69,111
baseline
▲ 0.50% · 4.625%
HK$72,754
+HK$3,643/mo
Deposit HK$8.62M · loan HK$12.92M · min. income ≈ HK$138,222/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$903,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,762
−HK$4,312/mo
▼ 0.25% · 3.875%
HK$70,901
−HK$2,173/mo
Today · 4.125%
HK$73,074
baseline
▲ 0.50% · 4.625%
HK$77,520
+HK$4,446/mo
Deposit HK$6.46M · loan HK$15.08M · min. income ≈ HK$146,148/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$903,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,497
−HK$4,133/mo
▼ 0.25% · 3.875%
HK$78,549
−HK$2,081/mo
Today · 4.125%
HK$80,630
baseline
▲ 0.50% · 4.625%
HK$84,880
+HK$4,250/mo
Deposit HK$6.46M · loan HK$15.08M · min. income ≈ HK$161,260/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$903,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,408
−HK$5,544/mo
▼ 0.25% · 3.875%
HK$91,158
−HK$2,794/mo
Today · 4.125%
HK$93,952
baseline
▲ 0.50% · 4.625%
HK$99,669
+HK$5,717/mo
Deposit HK$2.15M · loan HK$19.39M · min. income ≈ HK$187,904/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$903,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,353
−HK$5,314/mo
▼ 0.25% · 3.875%
HK$100,991
−HK$2,676/mo
Today · 4.125%
HK$103,667
baseline
▲ 0.50% · 4.625%
HK$109,132
+HK$5,465/mo
Deposit HK$2.15M · loan HK$19.39M · min. income ≈ HK$207,334/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$903,957 · Scale 2, in force from 26 Feb 2026)