LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,119
−HK$3,081/mo
▼ 0.25% · 3.875%
HK$50,647
−HK$1,553/mo
Today · 4.125%
HK$52,200
baseline
▲ 0.50% · 4.625%
HK$55,376
+HK$3,176/mo
Deposit HK$10.77M · loan HK$10.77M · min. income ≈ HK$104,400/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$904,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,645
−HK$2,952/mo
▼ 0.25% · 3.875%
HK$56,110
−HK$1,487/mo
Today · 4.125%
HK$57,597
baseline
▲ 0.50% · 4.625%
HK$60,633
+HK$3,036/mo
Deposit HK$10.77M · loan HK$10.77M · min. income ≈ HK$115,194/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$904,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,943
−HK$3,696/mo
▼ 0.25% · 3.875%
HK$60,777
−HK$1,862/mo
Today · 4.125%
HK$62,639
baseline
▲ 0.50% · 4.625%
HK$66,451
+HK$3,812/mo
Deposit HK$8.62M · loan HK$12.92M · min. income ≈ HK$125,278/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$904,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,574
−HK$3,542/mo
▼ 0.25% · 3.875%
HK$67,332
−HK$1,784/mo
Today · 4.125%
HK$69,116
baseline
▲ 0.50% · 4.625%
HK$72,760
+HK$3,644/mo
Deposit HK$8.62M · loan HK$12.92M · min. income ≈ HK$138,232/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$904,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,767
−HK$4,312/mo
▼ 0.25% · 3.875%
HK$70,906
−HK$2,173/mo
Today · 4.125%
HK$73,079
baseline
▲ 0.50% · 4.625%
HK$77,526
+HK$4,447/mo
Deposit HK$6.46M · loan HK$15.08M · min. income ≈ HK$146,158/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$904,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,503
−HK$4,133/mo
▼ 0.25% · 3.875%
HK$78,554
−HK$2,082/mo
Today · 4.125%
HK$80,636
baseline
▲ 0.50% · 4.625%
HK$84,886
+HK$4,250/mo
Deposit HK$6.46M · loan HK$15.08M · min. income ≈ HK$161,272/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$904,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,415
−HK$5,544/mo
▼ 0.25% · 3.875%
HK$91,165
−HK$2,794/mo
Today · 4.125%
HK$93,959
baseline
▲ 0.50% · 4.625%
HK$99,676
+HK$5,717/mo
Deposit HK$2.15M · loan HK$19.39M · min. income ≈ HK$187,918/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$904,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,361
−HK$5,314/mo
▼ 0.25% · 3.875%
HK$100,999
−HK$2,676/mo
Today · 4.125%
HK$103,675
baseline
▲ 0.50% · 4.625%
HK$109,140
+HK$5,465/mo
Deposit HK$2.15M · loan HK$19.39M · min. income ≈ HK$207,350/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$904,115 · Scale 2, in force from 26 Feb 2026)