LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,120
−HK$3,081/mo
▼ 0.25% · 3.875%
HK$50,648
−HK$1,553/mo
Today · 4.125%
HK$52,201
baseline
▲ 0.50% · 4.625%
HK$55,377
+HK$3,176/mo
Deposit HK$10.77M · loan HK$10.77M · min. income ≈ HK$104,402/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$904,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,646
−HK$2,952/mo
▼ 0.25% · 3.875%
HK$56,112
−HK$1,486/mo
Today · 4.125%
HK$57,598
baseline
▲ 0.50% · 4.625%
HK$60,634
+HK$3,036/mo
Deposit HK$10.77M · loan HK$10.77M · min. income ≈ HK$115,196/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$904,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,945
−HK$3,696/mo
▼ 0.25% · 3.875%
HK$60,778
−HK$1,863/mo
Today · 4.125%
HK$62,641
baseline
▲ 0.50% · 4.625%
HK$66,452
+HK$3,811/mo
Deposit HK$8.62M · loan HK$12.92M · min. income ≈ HK$125,282/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$904,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,575
−HK$3,543/mo
▼ 0.25% · 3.875%
HK$67,334
−HK$1,784/mo
Today · 4.125%
HK$69,118
baseline
▲ 0.50% · 4.625%
HK$72,761
+HK$3,643/mo
Deposit HK$8.62M · loan HK$12.92M · min. income ≈ HK$138,236/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$904,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,769
−HK$4,312/mo
▼ 0.25% · 3.875%
HK$70,908
−HK$2,173/mo
Today · 4.125%
HK$73,081
baseline
▲ 0.50% · 4.625%
HK$77,528
+HK$4,447/mo
Deposit HK$6.46M · loan HK$15.08M · min. income ≈ HK$146,162/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$904,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,504
−HK$4,134/mo
▼ 0.25% · 3.875%
HK$78,556
−HK$2,082/mo
Today · 4.125%
HK$80,638
baseline
▲ 0.50% · 4.625%
HK$84,888
+HK$4,250/mo
Deposit HK$6.46M · loan HK$15.08M · min. income ≈ HK$161,276/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$904,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,417
−HK$5,544/mo
▼ 0.25% · 3.875%
HK$91,167
−HK$2,794/mo
Today · 4.125%
HK$93,961
baseline
▲ 0.50% · 4.625%
HK$99,679
+HK$5,718/mo
Deposit HK$2.15M · loan HK$19.39M · min. income ≈ HK$187,922/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$904,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,363
−HK$5,314/mo
▼ 0.25% · 3.875%
HK$101,001
−HK$2,676/mo
Today · 4.125%
HK$103,677
baseline
▲ 0.50% · 4.625%
HK$109,142
+HK$5,465/mo
Deposit HK$2.15M · loan HK$19.39M · min. income ≈ HK$207,354/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$904,163 · Scale 2, in force from 26 Feb 2026)