LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,123
−HK$3,081/mo
▼ 0.25% · 3.875%
HK$50,651
−HK$1,553/mo
Today · 4.125%
HK$52,204
baseline
▲ 0.50% · 4.625%
HK$55,380
+HK$3,176/mo
Deposit HK$10.77M · loan HK$10.77M · min. income ≈ HK$104,408/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$904,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,649
−HK$2,953/mo
▼ 0.25% · 3.875%
HK$56,115
−HK$1,487/mo
Today · 4.125%
HK$57,602
baseline
▲ 0.50% · 4.625%
HK$60,638
+HK$3,036/mo
Deposit HK$10.77M · loan HK$10.77M · min. income ≈ HK$115,204/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$904,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,948
−HK$3,697/mo
▼ 0.25% · 3.875%
HK$60,782
−HK$1,863/mo
Today · 4.125%
HK$62,645
baseline
▲ 0.50% · 4.625%
HK$66,456
+HK$3,811/mo
Deposit HK$8.62M · loan HK$12.93M · min. income ≈ HK$125,290/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$904,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,579
−HK$3,543/mo
▼ 0.25% · 3.875%
HK$67,338
−HK$1,784/mo
Today · 4.125%
HK$69,122
baseline
▲ 0.50% · 4.625%
HK$72,766
+HK$3,644/mo
Deposit HK$8.62M · loan HK$12.93M · min. income ≈ HK$138,244/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$904,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,773
−HK$4,312/mo
▼ 0.25% · 3.875%
HK$70,912
−HK$2,173/mo
Today · 4.125%
HK$73,085
baseline
▲ 0.50% · 4.625%
HK$77,532
+HK$4,447/mo
Deposit HK$6.46M · loan HK$15.08M · min. income ≈ HK$146,170/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$904,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,509
−HK$4,133/mo
▼ 0.25% · 3.875%
HK$78,561
−HK$2,081/mo
Today · 4.125%
HK$80,642
baseline
▲ 0.50% · 4.625%
HK$84,893
+HK$4,251/mo
Deposit HK$6.46M · loan HK$15.08M · min. income ≈ HK$161,284/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$904,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,422
−HK$5,545/mo
▼ 0.25% · 3.875%
HK$91,172
−HK$2,795/mo
Today · 4.125%
HK$93,967
baseline
▲ 0.50% · 4.625%
HK$99,684
+HK$5,717/mo
Deposit HK$2.15M · loan HK$19.39M · min. income ≈ HK$187,934/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$904,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,369
−HK$5,314/mo
▼ 0.25% · 3.875%
HK$101,007
−HK$2,676/mo
Today · 4.125%
HK$103,683
baseline
▲ 0.50% · 4.625%
HK$109,148
+HK$5,465/mo
Deposit HK$2.15M · loan HK$19.39M · min. income ≈ HK$207,366/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$904,290 · Scale 2, in force from 26 Feb 2026)