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Home Mortgage Planner

Mortgage Planner

Model your monthly payment, deposit, and stamp duty at any property value — reusing the same rate maths as our unit pages.

HK$2.15M HIBOR 1M · 3.9% Prime · 6.125%
LTV · monthly repayment
Loan term
▼ 0.50% · 3.625%
HK$6,877
−HK$432/mo
▼ 0.25% · 3.875%
HK$7,091
−HK$218/mo
Today · 4.125%
HK$7,309
baseline
▲ 0.50% · 4.625%
HK$7,753
+HK$444/mo

Deposit HK$646K · loan HK$1.51M · min. income ≈ HK$14,618/mo (50% DSR)

Upfront cash ≈ HK$646K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

For planning purposes only — not an offer, pre-approval, or formal valuation. Actual bank rates and terms vary.

Data sourced from Renavon.com