LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,124
−HK$3,080/mo
▼ 0.25% · 3.875%
HK$50,652
−HK$1,552/mo
Today · 4.125%
HK$52,204
baseline
▲ 0.50% · 4.625%
HK$55,381
+HK$3,177/mo
Deposit HK$10.77M · loan HK$10.77M · min. income ≈ HK$104,408/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$904,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,649
−HK$2,953/mo
▼ 0.25% · 3.875%
HK$56,115
−HK$1,487/mo
Today · 4.125%
HK$57,602
baseline
▲ 0.50% · 4.625%
HK$60,638
+HK$3,036/mo
Deposit HK$10.77M · loan HK$10.77M · min. income ≈ HK$115,204/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$904,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,948
−HK$3,697/mo
▼ 0.25% · 3.875%
HK$60,782
−HK$1,863/mo
Today · 4.125%
HK$62,645
baseline
▲ 0.50% · 4.625%
HK$66,457
+HK$3,812/mo
Deposit HK$8.62M · loan HK$12.93M · min. income ≈ HK$125,290/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$904,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,579
−HK$3,543/mo
▼ 0.25% · 3.875%
HK$67,338
−HK$1,784/mo
Today · 4.125%
HK$69,122
baseline
▲ 0.50% · 4.625%
HK$72,766
+HK$3,644/mo
Deposit HK$8.62M · loan HK$12.93M · min. income ≈ HK$138,244/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$904,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,773
−HK$4,313/mo
▼ 0.25% · 3.875%
HK$70,912
−HK$2,174/mo
Today · 4.125%
HK$73,086
baseline
▲ 0.50% · 4.625%
HK$77,533
+HK$4,447/mo
Deposit HK$6.46M · loan HK$15.08M · min. income ≈ HK$146,172/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$904,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,509
−HK$4,134/mo
▼ 0.25% · 3.875%
HK$78,561
−HK$2,082/mo
Today · 4.125%
HK$80,643
baseline
▲ 0.50% · 4.625%
HK$84,894
+HK$4,251/mo
Deposit HK$6.46M · loan HK$15.08M · min. income ≈ HK$161,286/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$904,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,422
−HK$5,545/mo
▼ 0.25% · 3.875%
HK$91,173
−HK$2,794/mo
Today · 4.125%
HK$93,967
baseline
▲ 0.50% · 4.625%
HK$99,685
+HK$5,718/mo
Deposit HK$2.15M · loan HK$19.39M · min. income ≈ HK$187,934/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$904,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,369
−HK$5,315/mo
▼ 0.25% · 3.875%
HK$101,007
−HK$2,677/mo
Today · 4.125%
HK$103,684
baseline
▲ 0.50% · 4.625%
HK$109,149
+HK$5,465/mo
Deposit HK$2.15M · loan HK$19.39M · min. income ≈ HK$207,368/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$904,301 · Scale 2, in force from 26 Feb 2026)