LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,124
−HK$3,081/mo
▼ 0.25% · 3.875%
HK$50,652
−HK$1,553/mo
Today · 4.125%
HK$52,205
baseline
▲ 0.50% · 4.625%
HK$55,381
+HK$3,176/mo
Deposit HK$10.77M · loan HK$10.77M · min. income ≈ HK$104,410/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$904,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,650
−HK$2,953/mo
▼ 0.25% · 3.875%
HK$56,116
−HK$1,487/mo
Today · 4.125%
HK$57,603
baseline
▲ 0.50% · 4.625%
HK$60,639
+HK$3,036/mo
Deposit HK$10.77M · loan HK$10.77M · min. income ≈ HK$115,206/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$904,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,949
−HK$3,697/mo
▼ 0.25% · 3.875%
HK$60,783
−HK$1,863/mo
Today · 4.125%
HK$62,646
baseline
▲ 0.50% · 4.625%
HK$66,457
+HK$3,811/mo
Deposit HK$8.62M · loan HK$12.93M · min. income ≈ HK$125,292/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$904,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,580
−HK$3,543/mo
▼ 0.25% · 3.875%
HK$67,339
−HK$1,784/mo
Today · 4.125%
HK$69,123
baseline
▲ 0.50% · 4.625%
HK$72,767
+HK$3,644/mo
Deposit HK$8.62M · loan HK$12.93M · min. income ≈ HK$138,246/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$904,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,774
−HK$4,313/mo
▼ 0.25% · 3.875%
HK$70,913
−HK$2,174/mo
Today · 4.125%
HK$73,087
baseline
▲ 0.50% · 4.625%
HK$77,534
+HK$4,447/mo
Deposit HK$6.46M · loan HK$15.08M · min. income ≈ HK$146,174/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$904,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,510
−HK$4,134/mo
▼ 0.25% · 3.875%
HK$78,562
−HK$2,082/mo
Today · 4.125%
HK$80,644
baseline
▲ 0.50% · 4.625%
HK$84,895
+HK$4,251/mo
Deposit HK$6.46M · loan HK$15.08M · min. income ≈ HK$161,288/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$904,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,424
−HK$5,544/mo
▼ 0.25% · 3.875%
HK$91,174
−HK$2,794/mo
Today · 4.125%
HK$93,968
baseline
▲ 0.50% · 4.625%
HK$99,686
+HK$5,718/mo
Deposit HK$2.15M · loan HK$19.39M · min. income ≈ HK$187,936/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$904,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,370
−HK$5,315/mo
▼ 0.25% · 3.875%
HK$101,009
−HK$2,676/mo
Today · 4.125%
HK$103,685
baseline
▲ 0.50% · 4.625%
HK$109,150
+HK$5,465/mo
Deposit HK$2.15M · loan HK$19.39M · min. income ≈ HK$207,370/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$904,327 · Scale 2, in force from 26 Feb 2026)