LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,129
−HK$3,080/mo
▼ 0.25% · 3.875%
HK$50,657
−HK$1,552/mo
Today · 4.125%
HK$52,209
baseline
▲ 0.50% · 4.625%
HK$55,386
+HK$3,177/mo
Deposit HK$10.77M · loan HK$10.77M · min. income ≈ HK$104,418/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$904,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,655
−HK$2,953/mo
▼ 0.25% · 3.875%
HK$56,121
−HK$1,487/mo
Today · 4.125%
HK$57,608
baseline
▲ 0.50% · 4.625%
HK$60,644
+HK$3,036/mo
Deposit HK$10.77M · loan HK$10.77M · min. income ≈ HK$115,216/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$904,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,954
−HK$3,697/mo
▼ 0.25% · 3.875%
HK$60,788
−HK$1,863/mo
Today · 4.125%
HK$62,651
baseline
▲ 0.50% · 4.625%
HK$66,463
+HK$3,812/mo
Deposit HK$8.62M · loan HK$12.93M · min. income ≈ HK$125,302/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$904,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,586
−HK$3,543/mo
▼ 0.25% · 3.875%
HK$67,345
−HK$1,784/mo
Today · 4.125%
HK$69,129
baseline
▲ 0.50% · 4.625%
HK$72,773
+HK$3,644/mo
Deposit HK$8.62M · loan HK$12.93M · min. income ≈ HK$138,258/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$904,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,780
−HK$4,313/mo
▼ 0.25% · 3.875%
HK$70,919
−HK$2,174/mo
Today · 4.125%
HK$73,093
baseline
▲ 0.50% · 4.625%
HK$77,541
+HK$4,448/mo
Deposit HK$6.46M · loan HK$15.08M · min. income ≈ HK$146,186/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$904,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,517
−HK$4,134/mo
▼ 0.25% · 3.875%
HK$78,569
−HK$2,082/mo
Today · 4.125%
HK$80,651
baseline
▲ 0.50% · 4.625%
HK$84,902
+HK$4,251/mo
Deposit HK$6.46M · loan HK$15.08M · min. income ≈ HK$161,302/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$904,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,431
−HK$5,546/mo
▼ 0.25% · 3.875%
HK$91,182
−HK$2,795/mo
Today · 4.125%
HK$93,977
baseline
▲ 0.50% · 4.625%
HK$99,695
+HK$5,718/mo
Deposit HK$2.15M · loan HK$19.39M · min. income ≈ HK$187,954/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$904,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,379
−HK$5,315/mo
▼ 0.25% · 3.875%
HK$101,017
−HK$2,677/mo
Today · 4.125%
HK$103,694
baseline
▲ 0.50% · 4.625%
HK$109,160
+HK$5,466/mo
Deposit HK$2.15M · loan HK$19.39M · min. income ≈ HK$207,388/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$904,517 · Scale 2, in force from 26 Feb 2026)