LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,130
−HK$3,081/mo
▼ 0.25% · 3.875%
HK$50,658
−HK$1,553/mo
Today · 4.125%
HK$52,211
baseline
▲ 0.50% · 4.625%
HK$55,388
+HK$3,177/mo
Deposit HK$10.77M · loan HK$10.77M · min. income ≈ HK$104,422/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$904,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,657
−HK$2,953/mo
▼ 0.25% · 3.875%
HK$56,123
−HK$1,487/mo
Today · 4.125%
HK$57,610
baseline
▲ 0.50% · 4.625%
HK$60,646
+HK$3,036/mo
Deposit HK$10.77M · loan HK$10.77M · min. income ≈ HK$115,220/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$904,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,956
−HK$3,697/mo
▼ 0.25% · 3.875%
HK$60,790
−HK$1,863/mo
Today · 4.125%
HK$62,653
baseline
▲ 0.50% · 4.625%
HK$66,465
+HK$3,812/mo
Deposit HK$8.62M · loan HK$12.93M · min. income ≈ HK$125,306/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$904,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,588
−HK$3,544/mo
▼ 0.25% · 3.875%
HK$67,347
−HK$1,785/mo
Today · 4.125%
HK$69,132
baseline
▲ 0.50% · 4.625%
HK$72,776
+HK$3,644/mo
Deposit HK$8.62M · loan HK$12.93M · min. income ≈ HK$138,264/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$904,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,782
−HK$4,313/mo
▼ 0.25% · 3.875%
HK$70,922
−HK$2,173/mo
Today · 4.125%
HK$73,095
baseline
▲ 0.50% · 4.625%
HK$77,543
+HK$4,448/mo
Deposit HK$6.46M · loan HK$15.08M · min. income ≈ HK$146,190/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$904,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,519
−HK$4,134/mo
▼ 0.25% · 3.875%
HK$78,572
−HK$2,081/mo
Today · 4.125%
HK$80,653
baseline
▲ 0.50% · 4.625%
HK$84,905
+HK$4,252/mo
Deposit HK$6.46M · loan HK$15.08M · min. income ≈ HK$161,306/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$904,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,434
−HK$5,546/mo
▼ 0.25% · 3.875%
HK$91,185
−HK$2,795/mo
Today · 4.125%
HK$93,980
baseline
▲ 0.50% · 4.625%
HK$99,698
+HK$5,718/mo
Deposit HK$2.15M · loan HK$19.39M · min. income ≈ HK$187,960/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$904,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,382
−HK$5,315/mo
▼ 0.25% · 3.875%
HK$101,021
−HK$2,676/mo
Today · 4.125%
HK$103,697
baseline
▲ 0.50% · 4.625%
HK$109,163
+HK$5,466/mo
Deposit HK$2.15M · loan HK$19.39M · min. income ≈ HK$207,394/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$904,584 · Scale 2, in force from 26 Feb 2026)