LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,133
−HK$3,081/mo
▼ 0.25% · 3.875%
HK$50,661
−HK$1,553/mo
Today · 4.125%
HK$52,214
baseline
▲ 0.50% · 4.625%
HK$55,391
+HK$3,177/mo
Deposit HK$10.77M · loan HK$10.77M · min. income ≈ HK$104,428/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$904,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,659
−HK$2,954/mo
▼ 0.25% · 3.875%
HK$56,125
−HK$1,488/mo
Today · 4.125%
HK$57,613
baseline
▲ 0.50% · 4.625%
HK$60,649
+HK$3,036/mo
Deposit HK$10.77M · loan HK$10.77M · min. income ≈ HK$115,226/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$904,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,959
−HK$3,697/mo
▼ 0.25% · 3.875%
HK$60,793
−HK$1,863/mo
Today · 4.125%
HK$62,656
baseline
▲ 0.50% · 4.625%
HK$66,469
+HK$3,813/mo
Deposit HK$8.62M · loan HK$12.93M · min. income ≈ HK$125,312/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$904,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,591
−HK$3,544/mo
▼ 0.25% · 3.875%
HK$67,350
−HK$1,785/mo
Today · 4.125%
HK$69,135
baseline
▲ 0.50% · 4.625%
HK$72,779
+HK$3,644/mo
Deposit HK$8.62M · loan HK$12.93M · min. income ≈ HK$138,270/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$904,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,786
−HK$4,313/mo
▼ 0.25% · 3.875%
HK$70,925
−HK$2,174/mo
Today · 4.125%
HK$73,099
baseline
▲ 0.50% · 4.625%
HK$77,547
+HK$4,448/mo
Deposit HK$6.46M · loan HK$15.08M · min. income ≈ HK$146,198/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$904,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,523
−HK$4,135/mo
▼ 0.25% · 3.875%
HK$78,576
−HK$2,082/mo
Today · 4.125%
HK$80,658
baseline
▲ 0.50% · 4.625%
HK$84,909
+HK$4,251/mo
Deposit HK$6.46M · loan HK$15.08M · min. income ≈ HK$161,316/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$904,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,439
−HK$5,545/mo
▼ 0.25% · 3.875%
HK$91,190
−HK$2,794/mo
Today · 4.125%
HK$93,984
baseline
▲ 0.50% · 4.625%
HK$99,703
+HK$5,719/mo
Deposit HK$2.15M · loan HK$19.39M · min. income ≈ HK$187,968/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$904,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,387
−HK$5,316/mo
▼ 0.25% · 3.875%
HK$101,026
−HK$2,677/mo
Today · 4.125%
HK$103,703
baseline
▲ 0.50% · 4.625%
HK$109,169
+HK$5,466/mo
Deposit HK$2.15M · loan HK$19.39M · min. income ≈ HK$207,406/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$904,694 · Scale 2, in force from 26 Feb 2026)