LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,133
−HK$3,081/mo
▼ 0.25% · 3.875%
HK$50,662
−HK$1,552/mo
Today · 4.125%
HK$52,214
baseline
▲ 0.50% · 4.625%
HK$55,391
+HK$3,177/mo
Deposit HK$10.77M · loan HK$10.77M · min. income ≈ HK$104,428/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$904,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,660
−HK$2,953/mo
▼ 0.25% · 3.875%
HK$56,126
−HK$1,487/mo
Today · 4.125%
HK$57,613
baseline
▲ 0.50% · 4.625%
HK$60,650
+HK$3,037/mo
Deposit HK$10.77M · loan HK$10.77M · min. income ≈ HK$115,226/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$904,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,960
−HK$3,697/mo
▼ 0.25% · 3.875%
HK$60,794
−HK$1,863/mo
Today · 4.125%
HK$62,657
baseline
▲ 0.50% · 4.625%
HK$66,470
+HK$3,813/mo
Deposit HK$8.62M · loan HK$12.93M · min. income ≈ HK$125,314/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$904,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,592
−HK$3,544/mo
▼ 0.25% · 3.875%
HK$67,351
−HK$1,785/mo
Today · 4.125%
HK$69,136
baseline
▲ 0.50% · 4.625%
HK$72,780
+HK$3,644/mo
Deposit HK$8.62M · loan HK$12.93M · min. income ≈ HK$138,272/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$904,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,787
−HK$4,313/mo
▼ 0.25% · 3.875%
HK$70,926
−HK$2,174/mo
Today · 4.125%
HK$73,100
baseline
▲ 0.50% · 4.625%
HK$77,548
+HK$4,448/mo
Deposit HK$6.46M · loan HK$15.08M · min. income ≈ HK$146,200/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$904,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,524
−HK$4,135/mo
▼ 0.25% · 3.875%
HK$78,577
−HK$2,082/mo
Today · 4.125%
HK$80,659
baseline
▲ 0.50% · 4.625%
HK$84,910
+HK$4,251/mo
Deposit HK$6.46M · loan HK$15.08M · min. income ≈ HK$161,318/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$904,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,440
−HK$5,546/mo
▼ 0.25% · 3.875%
HK$91,191
−HK$2,795/mo
Today · 4.125%
HK$93,986
baseline
▲ 0.50% · 4.625%
HK$99,705
+HK$5,719/mo
Deposit HK$2.15M · loan HK$19.39M · min. income ≈ HK$187,972/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$904,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,388
−HK$5,316/mo
▼ 0.25% · 3.875%
HK$101,027
−HK$2,677/mo
Today · 4.125%
HK$103,704
baseline
▲ 0.50% · 4.625%
HK$109,170
+HK$5,466/mo
Deposit HK$2.15M · loan HK$19.39M · min. income ≈ HK$207,408/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$904,725 · Scale 2, in force from 26 Feb 2026)