LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,135
−HK$3,081/mo
▼ 0.25% · 3.875%
HK$50,663
−HK$1,553/mo
Today · 4.125%
HK$52,216
baseline
▲ 0.50% · 4.625%
HK$55,393
+HK$3,177/mo
Deposit HK$10.77M · loan HK$10.77M · min. income ≈ HK$104,432/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$904,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,662
−HK$2,953/mo
▼ 0.25% · 3.875%
HK$56,128
−HK$1,487/mo
Today · 4.125%
HK$57,615
baseline
▲ 0.50% · 4.625%
HK$60,652
+HK$3,037/mo
Deposit HK$10.77M · loan HK$10.77M · min. income ≈ HK$115,230/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$904,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,962
−HK$3,697/mo
▼ 0.25% · 3.875%
HK$60,796
−HK$1,863/mo
Today · 4.125%
HK$62,659
baseline
▲ 0.50% · 4.625%
HK$66,472
+HK$3,813/mo
Deposit HK$8.62M · loan HK$12.93M · min. income ≈ HK$125,318/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$904,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,594
−HK$3,544/mo
▼ 0.25% · 3.875%
HK$67,354
−HK$1,784/mo
Today · 4.125%
HK$69,138
baseline
▲ 0.50% · 4.625%
HK$72,783
+HK$3,645/mo
Deposit HK$8.62M · loan HK$12.93M · min. income ≈ HK$138,276/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$904,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,789
−HK$4,313/mo
▼ 0.25% · 3.875%
HK$70,928
−HK$2,174/mo
Today · 4.125%
HK$73,102
baseline
▲ 0.50% · 4.625%
HK$77,550
+HK$4,448/mo
Deposit HK$6.46M · loan HK$15.08M · min. income ≈ HK$146,204/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$904,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,527
−HK$4,134/mo
▼ 0.25% · 3.875%
HK$78,579
−HK$2,082/mo
Today · 4.125%
HK$80,661
baseline
▲ 0.50% · 4.625%
HK$84,913
+HK$4,252/mo
Deposit HK$6.46M · loan HK$15.08M · min. income ≈ HK$161,322/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$904,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,443
−HK$5,546/mo
▼ 0.25% · 3.875%
HK$91,194
−HK$2,795/mo
Today · 4.125%
HK$93,989
baseline
▲ 0.50% · 4.625%
HK$99,708
+HK$5,719/mo
Deposit HK$2.15M · loan HK$19.39M · min. income ≈ HK$187,978/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$904,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,392
−HK$5,315/mo
▼ 0.25% · 3.875%
HK$101,030
−HK$2,677/mo
Today · 4.125%
HK$103,707
baseline
▲ 0.50% · 4.625%
HK$109,174
+HK$5,467/mo
Deposit HK$2.15M · loan HK$19.39M · min. income ≈ HK$207,414/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$904,794 · Scale 2, in force from 26 Feb 2026)