LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,136
−HK$3,081/mo
▼ 0.25% · 3.875%
HK$50,665
−HK$1,552/mo
Today · 4.125%
HK$52,217
baseline
▲ 0.50% · 4.625%
HK$55,395
+HK$3,178/mo
Deposit HK$10.77M · loan HK$10.77M · min. income ≈ HK$104,434/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$904,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,663
−HK$2,954/mo
▼ 0.25% · 3.875%
HK$56,130
−HK$1,487/mo
Today · 4.125%
HK$57,617
baseline
▲ 0.50% · 4.625%
HK$60,654
+HK$3,037/mo
Deposit HK$10.77M · loan HK$10.77M · min. income ≈ HK$115,234/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$904,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,963
−HK$3,698/mo
▼ 0.25% · 3.875%
HK$60,797
−HK$1,864/mo
Today · 4.125%
HK$62,661
baseline
▲ 0.50% · 4.625%
HK$66,474
+HK$3,813/mo
Deposit HK$8.62M · loan HK$12.93M · min. income ≈ HK$125,322/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$904,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,596
−HK$3,544/mo
▼ 0.25% · 3.875%
HK$67,355
−HK$1,785/mo
Today · 4.125%
HK$69,140
baseline
▲ 0.50% · 4.625%
HK$72,785
+HK$3,645/mo
Deposit HK$8.62M · loan HK$12.93M · min. income ≈ HK$138,280/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$904,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,791
−HK$4,313/mo
▼ 0.25% · 3.875%
HK$70,930
−HK$2,174/mo
Today · 4.125%
HK$73,104
baseline
▲ 0.50% · 4.625%
HK$77,553
+HK$4,449/mo
Deposit HK$6.46M · loan HK$15.08M · min. income ≈ HK$146,208/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$904,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,529
−HK$4,134/mo
▼ 0.25% · 3.875%
HK$78,581
−HK$2,082/mo
Today · 4.125%
HK$80,663
baseline
▲ 0.50% · 4.625%
HK$84,915
+HK$4,252/mo
Deposit HK$6.46M · loan HK$15.08M · min. income ≈ HK$161,326/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$904,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,445
−HK$5,546/mo
▼ 0.25% · 3.875%
HK$91,196
−HK$2,795/mo
Today · 4.125%
HK$93,991
baseline
▲ 0.50% · 4.625%
HK$99,711
+HK$5,720/mo
Deposit HK$2.15M · loan HK$19.39M · min. income ≈ HK$187,982/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$904,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,394
−HK$5,316/mo
▼ 0.25% · 3.875%
HK$101,033
−HK$2,677/mo
Today · 4.125%
HK$103,710
baseline
▲ 0.50% · 4.625%
HK$109,177
+HK$5,467/mo
Deposit HK$2.15M · loan HK$19.39M · min. income ≈ HK$207,420/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$904,853 · Scale 2, in force from 26 Feb 2026)