LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,137
−HK$3,082/mo
▼ 0.25% · 3.875%
HK$50,666
−HK$1,553/mo
Today · 4.125%
HK$52,219
baseline
▲ 0.50% · 4.625%
HK$55,396
+HK$3,177/mo
Deposit HK$10.77M · loan HK$10.77M · min. income ≈ HK$104,438/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$904,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,665
−HK$2,953/mo
▼ 0.25% · 3.875%
HK$56,131
−HK$1,487/mo
Today · 4.125%
HK$57,618
baseline
▲ 0.50% · 4.625%
HK$60,655
+HK$3,037/mo
Deposit HK$10.77M · loan HK$10.77M · min. income ≈ HK$115,236/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$904,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,965
−HK$3,698/mo
▼ 0.25% · 3.875%
HK$60,799
−HK$1,864/mo
Today · 4.125%
HK$62,663
baseline
▲ 0.50% · 4.625%
HK$66,475
+HK$3,812/mo
Deposit HK$8.62M · loan HK$12.93M · min. income ≈ HK$125,326/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$904,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,598
−HK$3,544/mo
▼ 0.25% · 3.875%
HK$67,357
−HK$1,785/mo
Today · 4.125%
HK$69,142
baseline
▲ 0.50% · 4.625%
HK$72,786
+HK$3,644/mo
Deposit HK$8.62M · loan HK$12.93M · min. income ≈ HK$138,284/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$904,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,792
−HK$4,314/mo
▼ 0.25% · 3.875%
HK$70,932
−HK$2,174/mo
Today · 4.125%
HK$73,106
baseline
▲ 0.50% · 4.625%
HK$77,555
+HK$4,449/mo
Deposit HK$6.46M · loan HK$15.08M · min. income ≈ HK$146,212/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$904,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,531
−HK$4,135/mo
▼ 0.25% · 3.875%
HK$78,583
−HK$2,083/mo
Today · 4.125%
HK$80,666
baseline
▲ 0.50% · 4.625%
HK$84,918
+HK$4,252/mo
Deposit HK$6.46M · loan HK$15.08M · min. income ≈ HK$161,332/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$904,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,447
−HK$5,547/mo
▼ 0.25% · 3.875%
HK$91,199
−HK$2,795/mo
Today · 4.125%
HK$93,994
baseline
▲ 0.50% · 4.625%
HK$99,713
+HK$5,719/mo
Deposit HK$2.15M · loan HK$19.39M · min. income ≈ HK$187,988/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$904,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,397
−HK$5,316/mo
▼ 0.25% · 3.875%
HK$101,036
−HK$2,677/mo
Today · 4.125%
HK$103,713
baseline
▲ 0.50% · 4.625%
HK$109,180
+HK$5,467/mo
Deposit HK$2.15M · loan HK$19.39M · min. income ≈ HK$207,426/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$904,907 · Scale 2, in force from 26 Feb 2026)