LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,138
−HK$3,081/mo
▼ 0.25% · 3.875%
HK$50,666
−HK$1,553/mo
Today · 4.125%
HK$52,219
baseline
▲ 0.50% · 4.625%
HK$55,397
+HK$3,178/mo
Deposit HK$10.77M · loan HK$10.77M · min. income ≈ HK$104,438/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$904,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,665
−HK$2,954/mo
▼ 0.25% · 3.875%
HK$56,132
−HK$1,487/mo
Today · 4.125%
HK$57,619
baseline
▲ 0.50% · 4.625%
HK$60,656
+HK$3,037/mo
Deposit HK$10.77M · loan HK$10.77M · min. income ≈ HK$115,238/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$904,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,966
−HK$3,697/mo
▼ 0.25% · 3.875%
HK$60,800
−HK$1,863/mo
Today · 4.125%
HK$62,663
baseline
▲ 0.50% · 4.625%
HK$66,476
+HK$3,813/mo
Deposit HK$8.62M · loan HK$12.93M · min. income ≈ HK$125,326/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$904,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,599
−HK$3,544/mo
▼ 0.25% · 3.875%
HK$67,358
−HK$1,785/mo
Today · 4.125%
HK$69,143
baseline
▲ 0.50% · 4.625%
HK$72,787
+HK$3,644/mo
Deposit HK$8.62M · loan HK$12.93M · min. income ≈ HK$138,286/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$904,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,793
−HK$4,314/mo
▼ 0.25% · 3.875%
HK$70,933
−HK$2,174/mo
Today · 4.125%
HK$73,107
baseline
▲ 0.50% · 4.625%
HK$77,555
+HK$4,448/mo
Deposit HK$6.46M · loan HK$15.08M · min. income ≈ HK$146,214/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$904,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,532
−HK$4,134/mo
▼ 0.25% · 3.875%
HK$78,584
−HK$2,082/mo
Today · 4.125%
HK$80,666
baseline
▲ 0.50% · 4.625%
HK$84,918
+HK$4,252/mo
Deposit HK$6.46M · loan HK$15.08M · min. income ≈ HK$161,332/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$904,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,448
−HK$5,547/mo
▼ 0.25% · 3.875%
HK$91,200
−HK$2,795/mo
Today · 4.125%
HK$93,995
baseline
▲ 0.50% · 4.625%
HK$99,714
+HK$5,719/mo
Deposit HK$2.15M · loan HK$19.39M · min. income ≈ HK$187,990/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$904,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,398
−HK$5,316/mo
▼ 0.25% · 3.875%
HK$101,037
−HK$2,677/mo
Today · 4.125%
HK$103,714
baseline
▲ 0.50% · 4.625%
HK$109,181
+HK$5,467/mo
Deposit HK$2.15M · loan HK$19.39M · min. income ≈ HK$207,428/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$904,930 · Scale 2, in force from 26 Feb 2026)