LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,141
−HK$3,081/mo
▼ 0.25% · 3.875%
HK$50,669
−HK$1,553/mo
Today · 4.125%
HK$52,222
baseline
▲ 0.50% · 4.625%
HK$55,400
+HK$3,178/mo
Deposit HK$10.78M · loan HK$10.78M · min. income ≈ HK$104,444/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$905,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,668
−HK$2,954/mo
▼ 0.25% · 3.875%
HK$56,135
−HK$1,487/mo
Today · 4.125%
HK$57,622
baseline
▲ 0.50% · 4.625%
HK$60,659
+HK$3,037/mo
Deposit HK$10.78M · loan HK$10.78M · min. income ≈ HK$115,244/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$905,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,969
−HK$3,698/mo
▼ 0.25% · 3.875%
HK$60,803
−HK$1,864/mo
Today · 4.125%
HK$62,667
baseline
▲ 0.50% · 4.625%
HK$66,480
+HK$3,813/mo
Deposit HK$8.62M · loan HK$12.93M · min. income ≈ HK$125,334/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$905,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,602
−HK$3,544/mo
▼ 0.25% · 3.875%
HK$67,361
−HK$1,785/mo
Today · 4.125%
HK$69,146
baseline
▲ 0.50% · 4.625%
HK$72,791
+HK$3,645/mo
Deposit HK$8.62M · loan HK$12.93M · min. income ≈ HK$138,292/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$905,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,797
−HK$4,314/mo
▼ 0.25% · 3.875%
HK$70,937
−HK$2,174/mo
Today · 4.125%
HK$73,111
baseline
▲ 0.50% · 4.625%
HK$77,560
+HK$4,449/mo
Deposit HK$6.47M · loan HK$15.09M · min. income ≈ HK$146,222/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$905,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,536
−HK$4,135/mo
▼ 0.25% · 3.875%
HK$78,588
−HK$2,083/mo
Today · 4.125%
HK$80,671
baseline
▲ 0.50% · 4.625%
HK$84,923
+HK$4,252/mo
Deposit HK$6.47M · loan HK$15.09M · min. income ≈ HK$161,342/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$905,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,453
−HK$5,547/mo
▼ 0.25% · 3.875%
HK$91,204
−HK$2,796/mo
Today · 4.125%
HK$94,000
baseline
▲ 0.50% · 4.625%
HK$99,719
+HK$5,719/mo
Deposit HK$2.16M · loan HK$19.40M · min. income ≈ HK$188,000/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$905,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,403
−HK$5,317/mo
▼ 0.25% · 3.875%
HK$101,042
−HK$2,678/mo
Today · 4.125%
HK$103,720
baseline
▲ 0.50% · 4.625%
HK$109,187
+HK$5,467/mo
Deposit HK$2.16M · loan HK$19.40M · min. income ≈ HK$207,440/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$905,046 · Scale 2, in force from 26 Feb 2026)