LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,145
−HK$3,082/mo
▼ 0.25% · 3.875%
HK$50,674
−HK$1,553/mo
Today · 4.125%
HK$52,227
baseline
▲ 0.50% · 4.625%
HK$55,405
+HK$3,178/mo
Deposit HK$10.78M · loan HK$10.78M · min. income ≈ HK$104,454/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$905,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,673
−HK$2,954/mo
▼ 0.25% · 3.875%
HK$56,140
−HK$1,487/mo
Today · 4.125%
HK$57,627
baseline
▲ 0.50% · 4.625%
HK$60,665
+HK$3,038/mo
Deposit HK$10.78M · loan HK$10.78M · min. income ≈ HK$115,254/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$905,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,974
−HK$3,698/mo
▼ 0.25% · 3.875%
HK$60,809
−HK$1,863/mo
Today · 4.125%
HK$62,672
baseline
▲ 0.50% · 4.625%
HK$66,486
+HK$3,814/mo
Deposit HK$8.62M · loan HK$12.93M · min. income ≈ HK$125,344/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$905,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,608
−HK$3,545/mo
▼ 0.25% · 3.875%
HK$67,368
−HK$1,785/mo
Today · 4.125%
HK$69,153
baseline
▲ 0.50% · 4.625%
HK$72,798
+HK$3,645/mo
Deposit HK$8.62M · loan HK$12.93M · min. income ≈ HK$138,306/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$905,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,803
−HK$4,315/mo
▼ 0.25% · 3.875%
HK$70,943
−HK$2,175/mo
Today · 4.125%
HK$73,118
baseline
▲ 0.50% · 4.625%
HK$77,567
+HK$4,449/mo
Deposit HK$6.47M · loan HK$15.09M · min. income ≈ HK$146,236/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$905,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,543
−HK$4,135/mo
▼ 0.25% · 3.875%
HK$78,596
−HK$2,082/mo
Today · 4.125%
HK$80,678
baseline
▲ 0.50% · 4.625%
HK$84,931
+HK$4,253/mo
Deposit HK$6.47M · loan HK$15.09M · min. income ≈ HK$161,356/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$905,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,461
−HK$5,547/mo
▼ 0.25% · 3.875%
HK$91,213
−HK$2,795/mo
Today · 4.125%
HK$94,008
baseline
▲ 0.50% · 4.625%
HK$99,729
+HK$5,721/mo
Deposit HK$2.16M · loan HK$19.40M · min. income ≈ HK$188,016/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$905,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,412
−HK$5,317/mo
▼ 0.25% · 3.875%
HK$101,052
−HK$2,677/mo
Today · 4.125%
HK$103,729
baseline
▲ 0.50% · 4.625%
HK$109,197
+HK$5,468/mo
Deposit HK$2.16M · loan HK$19.40M · min. income ≈ HK$207,458/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$905,244 · Scale 2, in force from 26 Feb 2026)