LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,147
−HK$3,082/mo
▼ 0.25% · 3.875%
HK$50,676
−HK$1,553/mo
Today · 4.125%
HK$52,229
baseline
▲ 0.50% · 4.625%
HK$55,407
+HK$3,178/mo
Deposit HK$10.78M · loan HK$10.78M · min. income ≈ HK$104,458/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$905,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,676
−HK$2,954/mo
▼ 0.25% · 3.875%
HK$56,142
−HK$1,488/mo
Today · 4.125%
HK$57,630
baseline
▲ 0.50% · 4.625%
HK$60,667
+HK$3,037/mo
Deposit HK$10.78M · loan HK$10.78M · min. income ≈ HK$115,260/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$905,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,977
−HK$3,698/mo
▼ 0.25% · 3.875%
HK$60,811
−HK$1,864/mo
Today · 4.125%
HK$62,675
baseline
▲ 0.50% · 4.625%
HK$66,489
+HK$3,814/mo
Deposit HK$8.62M · loan HK$12.93M · min. income ≈ HK$125,350/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$905,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,611
−HK$3,545/mo
▼ 0.25% · 3.875%
HK$67,371
−HK$1,785/mo
Today · 4.125%
HK$69,156
baseline
▲ 0.50% · 4.625%
HK$72,801
+HK$3,645/mo
Deposit HK$8.62M · loan HK$12.93M · min. income ≈ HK$138,312/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$905,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,806
−HK$4,315/mo
▼ 0.25% · 3.875%
HK$70,946
−HK$2,175/mo
Today · 4.125%
HK$73,121
baseline
▲ 0.50% · 4.625%
HK$77,570
+HK$4,449/mo
Deposit HK$6.47M · loan HK$15.09M · min. income ≈ HK$146,242/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$905,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,546
−HK$4,136/mo
▼ 0.25% · 3.875%
HK$78,599
−HK$2,083/mo
Today · 4.125%
HK$80,682
baseline
▲ 0.50% · 4.625%
HK$84,934
+HK$4,252/mo
Deposit HK$6.47M · loan HK$15.09M · min. income ≈ HK$161,364/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$905,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,465
−HK$5,547/mo
▼ 0.25% · 3.875%
HK$91,217
−HK$2,795/mo
Today · 4.125%
HK$94,012
baseline
▲ 0.50% · 4.625%
HK$99,733
+HK$5,721/mo
Deposit HK$2.16M · loan HK$19.40M · min. income ≈ HK$188,024/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$905,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,416
−HK$5,317/mo
▼ 0.25% · 3.875%
HK$101,056
−HK$2,677/mo
Today · 4.125%
HK$103,733
baseline
▲ 0.50% · 4.625%
HK$109,201
+HK$5,468/mo
Deposit HK$2.16M · loan HK$19.40M · min. income ≈ HK$207,466/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$905,336 · Scale 2, in force from 26 Feb 2026)