LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,148
−HK$3,082/mo
▼ 0.25% · 3.875%
HK$50,676
−HK$1,554/mo
Today · 4.125%
HK$52,230
baseline
▲ 0.50% · 4.625%
HK$55,408
+HK$3,178/mo
Deposit HK$10.78M · loan HK$10.78M · min. income ≈ HK$104,460/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$905,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,676
−HK$2,954/mo
▼ 0.25% · 3.875%
HK$56,143
−HK$1,487/mo
Today · 4.125%
HK$57,630
baseline
▲ 0.50% · 4.625%
HK$60,668
+HK$3,038/mo
Deposit HK$10.78M · loan HK$10.78M · min. income ≈ HK$115,260/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$905,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,977
−HK$3,699/mo
▼ 0.25% · 3.875%
HK$60,812
−HK$1,864/mo
Today · 4.125%
HK$62,676
baseline
▲ 0.50% · 4.625%
HK$66,489
+HK$3,813/mo
Deposit HK$8.62M · loan HK$12.93M · min. income ≈ HK$125,352/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$905,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,611
−HK$3,545/mo
▼ 0.25% · 3.875%
HK$67,371
−HK$1,785/mo
Today · 4.125%
HK$69,156
baseline
▲ 0.50% · 4.625%
HK$72,802
+HK$3,646/mo
Deposit HK$8.62M · loan HK$12.93M · min. income ≈ HK$138,312/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$905,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,807
−HK$4,314/mo
▼ 0.25% · 3.875%
HK$70,947
−HK$2,174/mo
Today · 4.125%
HK$73,121
baseline
▲ 0.50% · 4.625%
HK$77,571
+HK$4,450/mo
Deposit HK$6.47M · loan HK$15.09M · min. income ≈ HK$146,242/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$905,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,547
−HK$4,135/mo
▼ 0.25% · 3.875%
HK$78,600
−HK$2,082/mo
Today · 4.125%
HK$80,682
baseline
▲ 0.50% · 4.625%
HK$84,935
+HK$4,253/mo
Deposit HK$6.47M · loan HK$15.09M · min. income ≈ HK$161,364/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$905,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,466
−HK$5,547/mo
▼ 0.25% · 3.875%
HK$91,218
−HK$2,795/mo
Today · 4.125%
HK$94,013
baseline
▲ 0.50% · 4.625%
HK$99,734
+HK$5,721/mo
Deposit HK$2.16M · loan HK$19.40M · min. income ≈ HK$188,026/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$905,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,417
−HK$5,317/mo
▼ 0.25% · 3.875%
HK$101,057
−HK$2,677/mo
Today · 4.125%
HK$103,734
baseline
▲ 0.50% · 4.625%
HK$109,202
+HK$5,468/mo
Deposit HK$2.16M · loan HK$19.40M · min. income ≈ HK$207,468/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$905,355 · Scale 2, in force from 26 Feb 2026)