LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,149
−HK$3,083/mo
▼ 0.25% · 3.875%
HK$50,678
−HK$1,554/mo
Today · 4.125%
HK$52,232
baseline
▲ 0.50% · 4.625%
HK$55,410
+HK$3,178/mo
Deposit HK$10.78M · loan HK$10.78M · min. income ≈ HK$104,464/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$905,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,678
−HK$2,954/mo
▼ 0.25% · 3.875%
HK$56,145
−HK$1,487/mo
Today · 4.125%
HK$57,632
baseline
▲ 0.50% · 4.625%
HK$60,670
+HK$3,038/mo
Deposit HK$10.78M · loan HK$10.78M · min. income ≈ HK$115,264/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$905,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,979
−HK$3,699/mo
▼ 0.25% · 3.875%
HK$60,814
−HK$1,864/mo
Today · 4.125%
HK$62,678
baseline
▲ 0.50% · 4.625%
HK$66,492
+HK$3,814/mo
Deposit HK$8.62M · loan HK$12.93M · min. income ≈ HK$125,356/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$905,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,614
−HK$3,545/mo
▼ 0.25% · 3.875%
HK$67,374
−HK$1,785/mo
Today · 4.125%
HK$69,159
baseline
▲ 0.50% · 4.625%
HK$72,804
+HK$3,645/mo
Deposit HK$8.62M · loan HK$12.93M · min. income ≈ HK$138,318/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$905,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,809
−HK$4,315/mo
▼ 0.25% · 3.875%
HK$70,950
−HK$2,174/mo
Today · 4.125%
HK$73,124
baseline
▲ 0.50% · 4.625%
HK$77,574
+HK$4,450/mo
Deposit HK$6.47M · loan HK$15.09M · min. income ≈ HK$146,248/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$905,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,550
−HK$4,135/mo
▼ 0.25% · 3.875%
HK$78,603
−HK$2,082/mo
Today · 4.125%
HK$80,685
baseline
▲ 0.50% · 4.625%
HK$84,938
+HK$4,253/mo
Deposit HK$6.47M · loan HK$15.09M · min. income ≈ HK$161,370/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$905,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,469
−HK$5,548/mo
▼ 0.25% · 3.875%
HK$91,221
−HK$2,796/mo
Today · 4.125%
HK$94,017
baseline
▲ 0.50% · 4.625%
HK$99,738
+HK$5,721/mo
Deposit HK$2.16M · loan HK$19.40M · min. income ≈ HK$188,034/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$905,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,421
−HK$5,317/mo
▼ 0.25% · 3.875%
HK$101,061
−HK$2,677/mo
Today · 4.125%
HK$103,738
baseline
▲ 0.50% · 4.625%
HK$109,206
+HK$5,468/mo
Deposit HK$2.16M · loan HK$19.40M · min. income ≈ HK$207,476/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$905,436 · Scale 2, in force from 26 Feb 2026)