LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,156
−HK$3,082/mo
▼ 0.25% · 3.875%
HK$50,685
−HK$1,553/mo
Today · 4.125%
HK$52,238
baseline
▲ 0.50% · 4.625%
HK$55,417
+HK$3,179/mo
Deposit HK$10.78M · loan HK$10.78M · min. income ≈ HK$104,476/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$905,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,685
−HK$2,955/mo
▼ 0.25% · 3.875%
HK$56,152
−HK$1,488/mo
Today · 4.125%
HK$57,640
baseline
▲ 0.50% · 4.625%
HK$60,678
+HK$3,038/mo
Deposit HK$10.78M · loan HK$10.78M · min. income ≈ HK$115,280/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$905,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,987
−HK$3,699/mo
▼ 0.25% · 3.875%
HK$60,822
−HK$1,864/mo
Today · 4.125%
HK$62,686
baseline
▲ 0.50% · 4.625%
HK$66,500
+HK$3,814/mo
Deposit HK$8.62M · loan HK$12.93M · min. income ≈ HK$125,372/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$905,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,623
−HK$3,545/mo
▼ 0.25% · 3.875%
HK$67,383
−HK$1,785/mo
Today · 4.125%
HK$69,168
baseline
▲ 0.50% · 4.625%
HK$72,814
+HK$3,646/mo
Deposit HK$8.62M · loan HK$12.93M · min. income ≈ HK$138,336/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$905,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,818
−HK$4,316/mo
▼ 0.25% · 3.875%
HK$70,959
−HK$2,175/mo
Today · 4.125%
HK$73,134
baseline
▲ 0.50% · 4.625%
HK$77,584
+HK$4,450/mo
Deposit HK$6.47M · loan HK$15.09M · min. income ≈ HK$146,268/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$905,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,560
−HK$4,136/mo
▼ 0.25% · 3.875%
HK$78,613
−HK$2,083/mo
Today · 4.125%
HK$80,696
baseline
▲ 0.50% · 4.625%
HK$84,950
+HK$4,254/mo
Deposit HK$6.47M · loan HK$15.09M · min. income ≈ HK$161,392/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$905,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,481
−HK$5,548/mo
▼ 0.25% · 3.875%
HK$91,233
−HK$2,796/mo
Today · 4.125%
HK$94,029
baseline
▲ 0.50% · 4.625%
HK$99,751
+HK$5,722/mo
Deposit HK$2.16M · loan HK$19.40M · min. income ≈ HK$188,058/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$905,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,434
−HK$5,318/mo
▼ 0.25% · 3.875%
HK$101,074
−HK$2,678/mo
Today · 4.125%
HK$103,752
baseline
▲ 0.50% · 4.625%
HK$109,221
+HK$5,469/mo
Deposit HK$2.16M · loan HK$19.40M · min. income ≈ HK$207,504/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$905,719 · Scale 2, in force from 26 Feb 2026)