LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,156
−HK$3,083/mo
▼ 0.25% · 3.875%
HK$50,685
−HK$1,554/mo
Today · 4.125%
HK$52,239
baseline
▲ 0.50% · 4.625%
HK$55,418
+HK$3,179/mo
Deposit HK$10.78M · loan HK$10.78M · min. income ≈ HK$104,478/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$905,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,686
−HK$2,955/mo
▼ 0.25% · 3.875%
HK$56,153
−HK$1,488/mo
Today · 4.125%
HK$57,641
baseline
▲ 0.50% · 4.625%
HK$60,679
+HK$3,038/mo
Deposit HK$10.78M · loan HK$10.78M · min. income ≈ HK$115,282/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$905,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,988
−HK$3,699/mo
▼ 0.25% · 3.875%
HK$60,823
−HK$1,864/mo
Today · 4.125%
HK$62,687
baseline
▲ 0.50% · 4.625%
HK$66,501
+HK$3,814/mo
Deposit HK$8.62M · loan HK$12.93M · min. income ≈ HK$125,374/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$905,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,623
−HK$3,546/mo
▼ 0.25% · 3.875%
HK$67,383
−HK$1,786/mo
Today · 4.125%
HK$69,169
baseline
▲ 0.50% · 4.625%
HK$72,815
+HK$3,646/mo
Deposit HK$8.62M · loan HK$12.93M · min. income ≈ HK$138,338/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$905,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,819
−HK$4,316/mo
▼ 0.25% · 3.875%
HK$70,960
−HK$2,175/mo
Today · 4.125%
HK$73,135
baseline
▲ 0.50% · 4.625%
HK$77,585
+HK$4,450/mo
Deposit HK$6.47M · loan HK$15.09M · min. income ≈ HK$146,270/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$905,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,560
−HK$4,137/mo
▼ 0.25% · 3.875%
HK$78,614
−HK$2,083/mo
Today · 4.125%
HK$80,697
baseline
▲ 0.50% · 4.625%
HK$84,950
+HK$4,253/mo
Deposit HK$6.47M · loan HK$15.09M · min. income ≈ HK$161,394/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$905,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,482
−HK$5,548/mo
▼ 0.25% · 3.875%
HK$91,234
−HK$2,796/mo
Today · 4.125%
HK$94,030
baseline
▲ 0.50% · 4.625%
HK$99,752
+HK$5,722/mo
Deposit HK$2.16M · loan HK$19.40M · min. income ≈ HK$188,060/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$905,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,435
−HK$5,318/mo
▼ 0.25% · 3.875%
HK$101,075
−HK$2,678/mo
Today · 4.125%
HK$103,753
baseline
▲ 0.50% · 4.625%
HK$109,222
+HK$5,469/mo
Deposit HK$2.16M · loan HK$19.40M · min. income ≈ HK$207,506/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$905,741 · Scale 2, in force from 26 Feb 2026)