LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,158
−HK$3,082/mo
▼ 0.25% · 3.875%
HK$50,687
−HK$1,553/mo
Today · 4.125%
HK$52,240
baseline
▲ 0.50% · 4.625%
HK$55,419
+HK$3,179/mo
Deposit HK$10.78M · loan HK$10.78M · min. income ≈ HK$104,480/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$905,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,687
−HK$2,955/mo
▼ 0.25% · 3.875%
HK$56,154
−HK$1,488/mo
Today · 4.125%
HK$57,642
baseline
▲ 0.50% · 4.625%
HK$60,680
+HK$3,038/mo
Deposit HK$10.78M · loan HK$10.78M · min. income ≈ HK$115,284/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$905,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,989
−HK$3,699/mo
▼ 0.25% · 3.875%
HK$60,824
−HK$1,864/mo
Today · 4.125%
HK$62,688
baseline
▲ 0.50% · 4.625%
HK$66,503
+HK$3,815/mo
Deposit HK$8.62M · loan HK$12.93M · min. income ≈ HK$125,376/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$905,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,625
−HK$3,545/mo
▼ 0.25% · 3.875%
HK$67,385
−HK$1,785/mo
Today · 4.125%
HK$69,170
baseline
▲ 0.50% · 4.625%
HK$72,817
+HK$3,647/mo
Deposit HK$8.62M · loan HK$12.93M · min. income ≈ HK$138,340/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$905,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,821
−HK$4,315/mo
▼ 0.25% · 3.875%
HK$70,962
−HK$2,174/mo
Today · 4.125%
HK$73,136
baseline
▲ 0.50% · 4.625%
HK$77,587
+HK$4,451/mo
Deposit HK$6.47M · loan HK$15.09M · min. income ≈ HK$146,272/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$905,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,562
−HK$4,137/mo
▼ 0.25% · 3.875%
HK$78,616
−HK$2,083/mo
Today · 4.125%
HK$80,699
baseline
▲ 0.50% · 4.625%
HK$84,953
+HK$4,254/mo
Deposit HK$6.47M · loan HK$15.09M · min. income ≈ HK$161,398/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$905,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,484
−HK$5,549/mo
▼ 0.25% · 3.875%
HK$91,236
−HK$2,797/mo
Today · 4.125%
HK$94,033
baseline
▲ 0.50% · 4.625%
HK$99,754
+HK$5,721/mo
Deposit HK$2.16M · loan HK$19.40M · min. income ≈ HK$188,066/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$905,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,437
−HK$5,319/mo
▼ 0.25% · 3.875%
HK$101,077
−HK$2,679/mo
Today · 4.125%
HK$103,756
baseline
▲ 0.50% · 4.625%
HK$109,225
+HK$5,469/mo
Deposit HK$2.16M · loan HK$19.40M · min. income ≈ HK$207,512/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$905,798 · Scale 2, in force from 26 Feb 2026)