LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,163
−HK$3,082/mo
▼ 0.25% · 3.875%
HK$50,692
−HK$1,553/mo
Today · 4.125%
HK$52,245
baseline
▲ 0.50% · 4.625%
HK$55,424
+HK$3,179/mo
Deposit HK$10.78M · loan HK$10.78M · min. income ≈ HK$104,490/mo (50% DSR)
Upfront cash ≈ HK$11.69M (deposit + AVD stamp duty HK$906,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,693
−HK$2,955/mo
▼ 0.25% · 3.875%
HK$56,160
−HK$1,488/mo
Today · 4.125%
HK$57,648
baseline
▲ 0.50% · 4.625%
HK$60,686
+HK$3,038/mo
Deposit HK$10.78M · loan HK$10.78M · min. income ≈ HK$115,296/mo (50% DSR)
Upfront cash ≈ HK$11.69M (deposit + AVD stamp duty HK$906,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,995
−HK$3,700/mo
▼ 0.25% · 3.875%
HK$60,830
−HK$1,865/mo
Today · 4.125%
HK$62,695
baseline
▲ 0.50% · 4.625%
HK$66,509
+HK$3,814/mo
Deposit HK$8.62M · loan HK$12.94M · min. income ≈ HK$125,390/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$906,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,631
−HK$3,546/mo
▼ 0.25% · 3.875%
HK$67,392
−HK$1,785/mo
Today · 4.125%
HK$69,177
baseline
▲ 0.50% · 4.625%
HK$72,824
+HK$3,647/mo
Deposit HK$8.62M · loan HK$12.94M · min. income ≈ HK$138,354/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$906,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,828
−HK$4,316/mo
▼ 0.25% · 3.875%
HK$70,968
−HK$2,176/mo
Today · 4.125%
HK$73,144
baseline
▲ 0.50% · 4.625%
HK$77,594
+HK$4,450/mo
Deposit HK$6.47M · loan HK$15.09M · min. income ≈ HK$146,288/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$906,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,570
−HK$4,137/mo
▼ 0.25% · 3.875%
HK$78,624
−HK$2,083/mo
Today · 4.125%
HK$80,707
baseline
▲ 0.50% · 4.625%
HK$84,961
+HK$4,254/mo
Deposit HK$6.47M · loan HK$15.09M · min. income ≈ HK$161,414/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$906,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,493
−HK$5,549/mo
▼ 0.25% · 3.875%
HK$91,245
−HK$2,797/mo
Today · 4.125%
HK$94,042
baseline
▲ 0.50% · 4.625%
HK$99,764
+HK$5,722/mo
Deposit HK$2.16M · loan HK$19.40M · min. income ≈ HK$188,084/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$906,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,447
−HK$5,319/mo
▼ 0.25% · 3.875%
HK$101,087
−HK$2,679/mo
Today · 4.125%
HK$103,766
baseline
▲ 0.50% · 4.625%
HK$109,236
+HK$5,470/mo
Deposit HK$2.16M · loan HK$19.40M · min. income ≈ HK$207,532/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$906,009 · Scale 2, in force from 26 Feb 2026)