LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,165
−HK$3,083/mo
▼ 0.25% · 3.875%
HK$50,695
−HK$1,553/mo
Today · 4.125%
HK$52,248
baseline
▲ 0.50% · 4.625%
HK$55,428
+HK$3,180/mo
Deposit HK$10.78M · loan HK$10.78M · min. income ≈ HK$104,496/mo (50% DSR)
Upfront cash ≈ HK$11.69M (deposit + AVD stamp duty HK$906,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,696
−HK$2,955/mo
▼ 0.25% · 3.875%
HK$56,163
−HK$1,488/mo
Today · 4.125%
HK$57,651
baseline
▲ 0.50% · 4.625%
HK$60,690
+HK$3,039/mo
Deposit HK$10.78M · loan HK$10.78M · min. income ≈ HK$115,302/mo (50% DSR)
Upfront cash ≈ HK$11.69M (deposit + AVD stamp duty HK$906,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,998
−HK$3,700/mo
▼ 0.25% · 3.875%
HK$60,833
−HK$1,865/mo
Today · 4.125%
HK$62,698
baseline
▲ 0.50% · 4.625%
HK$66,513
+HK$3,815/mo
Deposit HK$8.62M · loan HK$12.94M · min. income ≈ HK$125,396/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$906,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,635
−HK$3,546/mo
▼ 0.25% · 3.875%
HK$67,395
−HK$1,786/mo
Today · 4.125%
HK$69,181
baseline
▲ 0.50% · 4.625%
HK$72,828
+HK$3,647/mo
Deposit HK$8.62M · loan HK$12.94M · min. income ≈ HK$138,362/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$906,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,831
−HK$4,317/mo
▼ 0.25% · 3.875%
HK$70,972
−HK$2,176/mo
Today · 4.125%
HK$73,148
baseline
▲ 0.50% · 4.625%
HK$77,599
+HK$4,451/mo
Deposit HK$6.47M · loan HK$15.09M · min. income ≈ HK$146,296/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$906,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,574
−HK$4,137/mo
▼ 0.25% · 3.875%
HK$78,628
−HK$2,083/mo
Today · 4.125%
HK$80,711
baseline
▲ 0.50% · 4.625%
HK$84,966
+HK$4,255/mo
Deposit HK$6.47M · loan HK$15.09M · min. income ≈ HK$161,422/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$906,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,497
−HK$5,550/mo
▼ 0.25% · 3.875%
HK$91,250
−HK$2,797/mo
Today · 4.125%
HK$94,047
baseline
▲ 0.50% · 4.625%
HK$99,770
+HK$5,723/mo
Deposit HK$2.16M · loan HK$19.41M · min. income ≈ HK$188,094/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$906,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,453
−HK$5,319/mo
▼ 0.25% · 3.875%
HK$101,093
−HK$2,679/mo
Today · 4.125%
HK$103,772
baseline
▲ 0.50% · 4.625%
HK$109,242
+HK$5,470/mo
Deposit HK$2.16M · loan HK$19.41M · min. income ≈ HK$207,544/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$906,128 · Scale 2, in force from 26 Feb 2026)