LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,172
−HK$3,083/mo
▼ 0.25% · 3.875%
HK$50,701
−HK$1,554/mo
Today · 4.125%
HK$52,255
baseline
▲ 0.50% · 4.625%
HK$55,435
+HK$3,180/mo
Deposit HK$10.78M · loan HK$10.78M · min. income ≈ HK$104,510/mo (50% DSR)
Upfront cash ≈ HK$11.69M (deposit + AVD stamp duty HK$906,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,703
−HK$2,955/mo
▼ 0.25% · 3.875%
HK$56,170
−HK$1,488/mo
Today · 4.125%
HK$57,658
baseline
▲ 0.50% · 4.625%
HK$60,698
+HK$3,040/mo
Deposit HK$10.78M · loan HK$10.78M · min. income ≈ HK$115,316/mo (50% DSR)
Upfront cash ≈ HK$11.69M (deposit + AVD stamp duty HK$906,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,006
−HK$3,700/mo
▼ 0.25% · 3.875%
HK$60,841
−HK$1,865/mo
Today · 4.125%
HK$62,706
baseline
▲ 0.50% · 4.625%
HK$66,522
+HK$3,816/mo
Deposit HK$8.63M · loan HK$12.94M · min. income ≈ HK$125,412/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$906,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,643
−HK$3,547/mo
▼ 0.25% · 3.875%
HK$67,404
−HK$1,786/mo
Today · 4.125%
HK$69,190
baseline
▲ 0.50% · 4.625%
HK$72,837
+HK$3,647/mo
Deposit HK$8.63M · loan HK$12.94M · min. income ≈ HK$138,380/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$906,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,840
−HK$4,317/mo
▼ 0.25% · 3.875%
HK$70,982
−HK$2,175/mo
Today · 4.125%
HK$73,157
baseline
▲ 0.50% · 4.625%
HK$77,609
+HK$4,452/mo
Deposit HK$6.47M · loan HK$15.09M · min. income ≈ HK$146,314/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$906,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,584
−HK$4,138/mo
▼ 0.25% · 3.875%
HK$78,638
−HK$2,084/mo
Today · 4.125%
HK$80,722
baseline
▲ 0.50% · 4.625%
HK$84,977
+HK$4,255/mo
Deposit HK$6.47M · loan HK$15.09M · min. income ≈ HK$161,444/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$906,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,509
−HK$5,550/mo
▼ 0.25% · 3.875%
HK$91,262
−HK$2,797/mo
Today · 4.125%
HK$94,059
baseline
▲ 0.50% · 4.625%
HK$99,782
+HK$5,723/mo
Deposit HK$2.16M · loan HK$19.41M · min. income ≈ HK$188,118/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$906,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,465
−HK$5,320/mo
▼ 0.25% · 3.875%
HK$101,106
−HK$2,679/mo
Today · 4.125%
HK$103,785
baseline
▲ 0.50% · 4.625%
HK$109,256
+HK$5,471/mo
Deposit HK$2.16M · loan HK$19.41M · min. income ≈ HK$207,570/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$906,406 · Scale 2, in force from 26 Feb 2026)