LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,172
−HK$3,084/mo
▼ 0.25% · 3.875%
HK$50,702
−HK$1,554/mo
Today · 4.125%
HK$52,256
baseline
▲ 0.50% · 4.625%
HK$55,435
+HK$3,179/mo
Deposit HK$10.78M · loan HK$10.78M · min. income ≈ HK$104,512/mo (50% DSR)
Upfront cash ≈ HK$11.69M (deposit + AVD stamp duty HK$906,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,704
−HK$2,955/mo
▼ 0.25% · 3.875%
HK$56,171
−HK$1,488/mo
Today · 4.125%
HK$57,659
baseline
▲ 0.50% · 4.625%
HK$60,698
+HK$3,039/mo
Deposit HK$10.78M · loan HK$10.78M · min. income ≈ HK$115,318/mo (50% DSR)
Upfront cash ≈ HK$11.69M (deposit + AVD stamp duty HK$906,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,007
−HK$3,700/mo
▼ 0.25% · 3.875%
HK$60,842
−HK$1,865/mo
Today · 4.125%
HK$62,707
baseline
▲ 0.50% · 4.625%
HK$66,522
+HK$3,815/mo
Deposit HK$8.63M · loan HK$12.94M · min. income ≈ HK$125,414/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$906,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,644
−HK$3,547/mo
▼ 0.25% · 3.875%
HK$67,405
−HK$1,786/mo
Today · 4.125%
HK$69,191
baseline
▲ 0.50% · 4.625%
HK$72,838
+HK$3,647/mo
Deposit HK$8.63M · loan HK$12.94M · min. income ≈ HK$138,382/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$906,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,841
−HK$4,317/mo
▼ 0.25% · 3.875%
HK$70,982
−HK$2,176/mo
Today · 4.125%
HK$73,158
baseline
▲ 0.50% · 4.625%
HK$77,609
+HK$4,451/mo
Deposit HK$6.47M · loan HK$15.10M · min. income ≈ HK$146,316/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$906,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,585
−HK$4,138/mo
▼ 0.25% · 3.875%
HK$78,639
−HK$2,084/mo
Today · 4.125%
HK$80,723
baseline
▲ 0.50% · 4.625%
HK$84,978
+HK$4,255/mo
Deposit HK$6.47M · loan HK$15.10M · min. income ≈ HK$161,446/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$906,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,510
−HK$5,550/mo
▼ 0.25% · 3.875%
HK$91,263
−HK$2,797/mo
Today · 4.125%
HK$94,060
baseline
▲ 0.50% · 4.625%
HK$99,784
+HK$5,724/mo
Deposit HK$2.16M · loan HK$19.41M · min. income ≈ HK$188,120/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$906,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,466
−HK$5,320/mo
▼ 0.25% · 3.875%
HK$101,107
−HK$2,679/mo
Today · 4.125%
HK$103,786
baseline
▲ 0.50% · 4.625%
HK$109,257
+HK$5,471/mo
Deposit HK$2.16M · loan HK$19.41M · min. income ≈ HK$207,572/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$906,432 · Scale 2, in force from 26 Feb 2026)