LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,173
−HK$3,084/mo
▼ 0.25% · 3.875%
HK$50,703
−HK$1,554/mo
Today · 4.125%
HK$52,257
baseline
▲ 0.50% · 4.625%
HK$55,437
+HK$3,180/mo
Deposit HK$10.78M · loan HK$10.78M · min. income ≈ HK$104,514/mo (50% DSR)
Upfront cash ≈ HK$11.69M (deposit + AVD stamp duty HK$906,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,705
−HK$2,955/mo
▼ 0.25% · 3.875%
HK$56,172
−HK$1,488/mo
Today · 4.125%
HK$57,660
baseline
▲ 0.50% · 4.625%
HK$60,700
+HK$3,040/mo
Deposit HK$10.78M · loan HK$10.78M · min. income ≈ HK$115,320/mo (50% DSR)
Upfront cash ≈ HK$11.69M (deposit + AVD stamp duty HK$906,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,008
−HK$3,700/mo
▼ 0.25% · 3.875%
HK$60,844
−HK$1,864/mo
Today · 4.125%
HK$62,708
baseline
▲ 0.50% · 4.625%
HK$66,524
+HK$3,816/mo
Deposit HK$8.63M · loan HK$12.94M · min. income ≈ HK$125,416/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$906,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,646
−HK$3,547/mo
▼ 0.25% · 3.875%
HK$67,406
−HK$1,787/mo
Today · 4.125%
HK$69,193
baseline
▲ 0.50% · 4.625%
HK$72,840
+HK$3,647/mo
Deposit HK$8.63M · loan HK$12.94M · min. income ≈ HK$138,386/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$906,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,843
−HK$4,317/mo
▼ 0.25% · 3.875%
HK$70,984
−HK$2,176/mo
Today · 4.125%
HK$73,160
baseline
▲ 0.50% · 4.625%
HK$77,611
+HK$4,451/mo
Deposit HK$6.47M · loan HK$15.10M · min. income ≈ HK$146,320/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$906,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,587
−HK$4,138/mo
▼ 0.25% · 3.875%
HK$78,641
−HK$2,084/mo
Today · 4.125%
HK$80,725
baseline
▲ 0.50% · 4.625%
HK$84,980
+HK$4,255/mo
Deposit HK$6.47M · loan HK$15.10M · min. income ≈ HK$161,450/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$906,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,512
−HK$5,551/mo
▼ 0.25% · 3.875%
HK$91,265
−HK$2,798/mo
Today · 4.125%
HK$94,063
baseline
▲ 0.50% · 4.625%
HK$99,786
+HK$5,723/mo
Deposit HK$2.16M · loan HK$19.41M · min. income ≈ HK$188,126/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$906,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,469
−HK$5,320/mo
▼ 0.25% · 3.875%
HK$101,110
−HK$2,679/mo
Today · 4.125%
HK$103,789
baseline
▲ 0.50% · 4.625%
HK$109,260
+HK$5,471/mo
Deposit HK$2.16M · loan HK$19.41M · min. income ≈ HK$207,578/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$906,486 · Scale 2, in force from 26 Feb 2026)