LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,174
−HK$3,084/mo
▼ 0.25% · 3.875%
HK$50,704
−HK$1,554/mo
Today · 4.125%
HK$52,258
baseline
▲ 0.50% · 4.625%
HK$55,438
+HK$3,180/mo
Deposit HK$10.78M · loan HK$10.78M · min. income ≈ HK$104,516/mo (50% DSR)
Upfront cash ≈ HK$11.69M (deposit + AVD stamp duty HK$906,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,706
−HK$2,956/mo
▼ 0.25% · 3.875%
HK$56,173
−HK$1,489/mo
Today · 4.125%
HK$57,662
baseline
▲ 0.50% · 4.625%
HK$60,701
+HK$3,039/mo
Deposit HK$10.78M · loan HK$10.78M · min. income ≈ HK$115,324/mo (50% DSR)
Upfront cash ≈ HK$11.69M (deposit + AVD stamp duty HK$906,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,009
−HK$3,701/mo
▼ 0.25% · 3.875%
HK$60,845
−HK$1,865/mo
Today · 4.125%
HK$62,710
baseline
▲ 0.50% · 4.625%
HK$66,525
+HK$3,815/mo
Deposit HK$8.63M · loan HK$12.94M · min. income ≈ HK$125,420/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$906,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,647
−HK$3,547/mo
▼ 0.25% · 3.875%
HK$67,408
−HK$1,786/mo
Today · 4.125%
HK$69,194
baseline
▲ 0.50% · 4.625%
HK$72,841
+HK$3,647/mo
Deposit HK$8.63M · loan HK$12.94M · min. income ≈ HK$138,388/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$906,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,844
−HK$4,317/mo
▼ 0.25% · 3.875%
HK$70,986
−HK$2,175/mo
Today · 4.125%
HK$73,161
baseline
▲ 0.50% · 4.625%
HK$77,613
+HK$4,452/mo
Deposit HK$6.47M · loan HK$15.10M · min. income ≈ HK$146,322/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$906,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,588
−HK$4,138/mo
▼ 0.25% · 3.875%
HK$78,642
−HK$2,084/mo
Today · 4.125%
HK$80,726
baseline
▲ 0.50% · 4.625%
HK$84,981
+HK$4,255/mo
Deposit HK$6.47M · loan HK$15.10M · min. income ≈ HK$161,452/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$906,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,514
−HK$5,550/mo
▼ 0.25% · 3.875%
HK$91,267
−HK$2,797/mo
Today · 4.125%
HK$94,064
baseline
▲ 0.50% · 4.625%
HK$99,788
+HK$5,724/mo
Deposit HK$2.16M · loan HK$19.41M · min. income ≈ HK$188,128/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$906,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,471
−HK$5,320/mo
▼ 0.25% · 3.875%
HK$101,112
−HK$2,679/mo
Today · 4.125%
HK$103,791
baseline
▲ 0.50% · 4.625%
HK$109,262
+HK$5,471/mo
Deposit HK$2.16M · loan HK$19.41M · min. income ≈ HK$207,582/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$906,527 · Scale 2, in force from 26 Feb 2026)