LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,177
−HK$3,083/mo
▼ 0.25% · 3.875%
HK$50,706
−HK$1,554/mo
Today · 4.125%
HK$52,260
baseline
▲ 0.50% · 4.625%
HK$55,440
+HK$3,180/mo
Deposit HK$10.78M · loan HK$10.78M · min. income ≈ HK$104,520/mo (50% DSR)
Upfront cash ≈ HK$11.69M (deposit + AVD stamp duty HK$906,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,708
−HK$2,956/mo
▼ 0.25% · 3.875%
HK$56,176
−HK$1,488/mo
Today · 4.125%
HK$57,664
baseline
▲ 0.50% · 4.625%
HK$60,704
+HK$3,040/mo
Deposit HK$10.78M · loan HK$10.78M · min. income ≈ HK$115,328/mo (50% DSR)
Upfront cash ≈ HK$11.69M (deposit + AVD stamp duty HK$906,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,012
−HK$3,700/mo
▼ 0.25% · 3.875%
HK$60,847
−HK$1,865/mo
Today · 4.125%
HK$62,712
baseline
▲ 0.50% · 4.625%
HK$66,528
+HK$3,816/mo
Deposit HK$8.63M · loan HK$12.94M · min. income ≈ HK$125,424/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$906,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,650
−HK$3,547/mo
▼ 0.25% · 3.875%
HK$67,411
−HK$1,786/mo
Today · 4.125%
HK$69,197
baseline
▲ 0.50% · 4.625%
HK$72,844
+HK$3,647/mo
Deposit HK$8.63M · loan HK$12.94M · min. income ≈ HK$138,394/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$906,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,847
−HK$4,317/mo
▼ 0.25% · 3.875%
HK$70,989
−HK$2,175/mo
Today · 4.125%
HK$73,164
baseline
▲ 0.50% · 4.625%
HK$77,616
+HK$4,452/mo
Deposit HK$6.47M · loan HK$15.10M · min. income ≈ HK$146,328/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$906,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,592
−HK$4,138/mo
▼ 0.25% · 3.875%
HK$78,646
−HK$2,084/mo
Today · 4.125%
HK$80,730
baseline
▲ 0.50% · 4.625%
HK$84,985
+HK$4,255/mo
Deposit HK$6.47M · loan HK$15.10M · min. income ≈ HK$161,460/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$906,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,518
−HK$5,551/mo
▼ 0.25% · 3.875%
HK$91,271
−HK$2,798/mo
Today · 4.125%
HK$94,069
baseline
▲ 0.50% · 4.625%
HK$99,792
+HK$5,723/mo
Deposit HK$2.16M · loan HK$19.41M · min. income ≈ HK$188,138/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$906,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,475
−HK$5,320/mo
▼ 0.25% · 3.875%
HK$101,116
−HK$2,679/mo
Today · 4.125%
HK$103,795
baseline
▲ 0.50% · 4.625%
HK$109,267
+HK$5,472/mo
Deposit HK$2.16M · loan HK$19.41M · min. income ≈ HK$207,590/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$906,624 · Scale 2, in force from 26 Feb 2026)