LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,179
−HK$3,084/mo
▼ 0.25% · 3.875%
HK$50,708
−HK$1,555/mo
Today · 4.125%
HK$52,263
baseline
▲ 0.50% · 4.625%
HK$55,443
+HK$3,180/mo
Deposit HK$10.78M · loan HK$10.78M · min. income ≈ HK$104,526/mo (50% DSR)
Upfront cash ≈ HK$11.69M (deposit + AVD stamp duty HK$906,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,711
−HK$2,956/mo
▼ 0.25% · 3.875%
HK$56,178
−HK$1,489/mo
Today · 4.125%
HK$57,667
baseline
▲ 0.50% · 4.625%
HK$60,706
+HK$3,039/mo
Deposit HK$10.78M · loan HK$10.78M · min. income ≈ HK$115,334/mo (50% DSR)
Upfront cash ≈ HK$11.69M (deposit + AVD stamp duty HK$906,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,014
−HK$3,701/mo
▼ 0.25% · 3.875%
HK$60,850
−HK$1,865/mo
Today · 4.125%
HK$62,715
baseline
▲ 0.50% · 4.625%
HK$66,531
+HK$3,816/mo
Deposit HK$8.63M · loan HK$12.94M · min. income ≈ HK$125,430/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$906,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,653
−HK$3,547/mo
▼ 0.25% · 3.875%
HK$67,414
−HK$1,786/mo
Today · 4.125%
HK$69,200
baseline
▲ 0.50% · 4.625%
HK$72,847
+HK$3,647/mo
Deposit HK$8.63M · loan HK$12.94M · min. income ≈ HK$138,400/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$906,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,850
−HK$4,318/mo
▼ 0.25% · 3.875%
HK$70,992
−HK$2,176/mo
Today · 4.125%
HK$73,168
baseline
▲ 0.50% · 4.625%
HK$77,620
+HK$4,452/mo
Deposit HK$6.47M · loan HK$15.10M · min. income ≈ HK$146,336/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$906,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,595
−HK$4,138/mo
▼ 0.25% · 3.875%
HK$78,649
−HK$2,084/mo
Today · 4.125%
HK$80,733
baseline
▲ 0.50% · 4.625%
HK$84,989
+HK$4,256/mo
Deposit HK$6.47M · loan HK$15.10M · min. income ≈ HK$161,466/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$906,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,522
−HK$5,551/mo
▼ 0.25% · 3.875%
HK$91,275
−HK$2,798/mo
Today · 4.125%
HK$94,073
baseline
▲ 0.50% · 4.625%
HK$99,797
+HK$5,724/mo
Deposit HK$2.16M · loan HK$19.41M · min. income ≈ HK$188,146/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$906,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,479
−HK$5,321/mo
▼ 0.25% · 3.875%
HK$101,120
−HK$2,680/mo
Today · 4.125%
HK$103,800
baseline
▲ 0.50% · 4.625%
HK$109,271
+HK$5,471/mo
Deposit HK$2.16M · loan HK$19.41M · min. income ≈ HK$207,600/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$906,715 · Scale 2, in force from 26 Feb 2026)