LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,180
−HK$3,084/mo
▼ 0.25% · 3.875%
HK$50,710
−HK$1,554/mo
Today · 4.125%
HK$52,264
baseline
▲ 0.50% · 4.625%
HK$55,444
+HK$3,180/mo
Deposit HK$10.78M · loan HK$10.78M · min. income ≈ HK$104,528/mo (50% DSR)
Upfront cash ≈ HK$11.69M (deposit + AVD stamp duty HK$906,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,712
−HK$2,956/mo
▼ 0.25% · 3.875%
HK$56,179
−HK$1,489/mo
Today · 4.125%
HK$57,668
baseline
▲ 0.50% · 4.625%
HK$60,708
+HK$3,040/mo
Deposit HK$10.78M · loan HK$10.78M · min. income ≈ HK$115,336/mo (50% DSR)
Upfront cash ≈ HK$11.69M (deposit + AVD stamp duty HK$906,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,016
−HK$3,701/mo
▼ 0.25% · 3.875%
HK$60,851
−HK$1,866/mo
Today · 4.125%
HK$62,717
baseline
▲ 0.50% · 4.625%
HK$66,533
+HK$3,816/mo
Deposit HK$8.63M · loan HK$12.94M · min. income ≈ HK$125,434/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$906,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,654
−HK$3,547/mo
▼ 0.25% · 3.875%
HK$67,415
−HK$1,786/mo
Today · 4.125%
HK$69,201
baseline
▲ 0.50% · 4.625%
HK$72,849
+HK$3,648/mo
Deposit HK$8.63M · loan HK$12.94M · min. income ≈ HK$138,402/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$906,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,852
−HK$4,317/mo
▼ 0.25% · 3.875%
HK$70,993
−HK$2,176/mo
Today · 4.125%
HK$73,169
baseline
▲ 0.50% · 4.625%
HK$77,621
+HK$4,452/mo
Deposit HK$6.47M · loan HK$15.10M · min. income ≈ HK$146,338/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$906,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,597
−HK$4,138/mo
▼ 0.25% · 3.875%
HK$78,651
−HK$2,084/mo
Today · 4.125%
HK$80,735
baseline
▲ 0.50% · 4.625%
HK$84,991
+HK$4,256/mo
Deposit HK$6.47M · loan HK$15.10M · min. income ≈ HK$161,470/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$906,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,524
−HK$5,551/mo
▼ 0.25% · 3.875%
HK$91,277
−HK$2,798/mo
Today · 4.125%
HK$94,075
baseline
▲ 0.50% · 4.625%
HK$99,799
+HK$5,724/mo
Deposit HK$2.16M · loan HK$19.41M · min. income ≈ HK$188,150/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$906,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,482
−HK$5,320/mo
▼ 0.25% · 3.875%
HK$101,123
−HK$2,679/mo
Today · 4.125%
HK$103,802
baseline
▲ 0.50% · 4.625%
HK$109,274
+HK$5,472/mo
Deposit HK$2.16M · loan HK$19.41M · min. income ≈ HK$207,604/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$906,765 · Scale 2, in force from 26 Feb 2026)