LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,182
−HK$3,084/mo
▼ 0.25% · 3.875%
HK$50,711
−HK$1,555/mo
Today · 4.125%
HK$52,266
baseline
▲ 0.50% · 4.625%
HK$55,446
+HK$3,180/mo
Deposit HK$10.78M · loan HK$10.78M · min. income ≈ HK$104,532/mo (50% DSR)
Upfront cash ≈ HK$11.69M (deposit + AVD stamp duty HK$906,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,714
−HK$2,956/mo
▼ 0.25% · 3.875%
HK$56,181
−HK$1,489/mo
Today · 4.125%
HK$57,670
baseline
▲ 0.50% · 4.625%
HK$60,710
+HK$3,040/mo
Deposit HK$10.78M · loan HK$10.78M · min. income ≈ HK$115,340/mo (50% DSR)
Upfront cash ≈ HK$11.69M (deposit + AVD stamp duty HK$906,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,018
−HK$3,701/mo
▼ 0.25% · 3.875%
HK$60,854
−HK$1,865/mo
Today · 4.125%
HK$62,719
baseline
▲ 0.50% · 4.625%
HK$66,535
+HK$3,816/mo
Deposit HK$8.63M · loan HK$12.94M · min. income ≈ HK$125,438/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$906,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,657
−HK$3,547/mo
▼ 0.25% · 3.875%
HK$67,418
−HK$1,786/mo
Today · 4.125%
HK$69,204
baseline
▲ 0.50% · 4.625%
HK$72,852
+HK$3,648/mo
Deposit HK$8.63M · loan HK$12.94M · min. income ≈ HK$138,408/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$906,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,854
−HK$4,318/mo
▼ 0.25% · 3.875%
HK$70,996
−HK$2,176/mo
Today · 4.125%
HK$73,172
baseline
▲ 0.50% · 4.625%
HK$77,624
+HK$4,452/mo
Deposit HK$6.47M · loan HK$15.10M · min. income ≈ HK$146,344/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$906,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,600
−HK$4,138/mo
▼ 0.25% · 3.875%
HK$78,654
−HK$2,084/mo
Today · 4.125%
HK$80,738
baseline
▲ 0.50% · 4.625%
HK$84,994
+HK$4,256/mo
Deposit HK$6.47M · loan HK$15.10M · min. income ≈ HK$161,476/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$906,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,527
−HK$5,551/mo
▼ 0.25% · 3.875%
HK$91,281
−HK$2,797/mo
Today · 4.125%
HK$94,078
baseline
▲ 0.50% · 4.625%
HK$99,803
+HK$5,725/mo
Deposit HK$2.16M · loan HK$19.41M · min. income ≈ HK$188,156/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$906,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,485
−HK$5,321/mo
▼ 0.25% · 3.875%
HK$101,127
−HK$2,679/mo
Today · 4.125%
HK$103,806
baseline
▲ 0.50% · 4.625%
HK$109,278
+HK$5,472/mo
Deposit HK$2.16M · loan HK$19.41M · min. income ≈ HK$207,612/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$906,845 · Scale 2, in force from 26 Feb 2026)