LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,182
−HK$3,085/mo
▼ 0.25% · 3.875%
HK$50,712
−HK$1,555/mo
Today · 4.125%
HK$52,267
baseline
▲ 0.50% · 4.625%
HK$55,447
+HK$3,180/mo
Deposit HK$10.78M · loan HK$10.78M · min. income ≈ HK$104,534/mo (50% DSR)
Upfront cash ≈ HK$11.69M (deposit + AVD stamp duty HK$906,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,715
−HK$2,956/mo
▼ 0.25% · 3.875%
HK$56,182
−HK$1,489/mo
Today · 4.125%
HK$57,671
baseline
▲ 0.50% · 4.625%
HK$60,711
+HK$3,040/mo
Deposit HK$10.78M · loan HK$10.78M · min. income ≈ HK$115,342/mo (50% DSR)
Upfront cash ≈ HK$11.69M (deposit + AVD stamp duty HK$906,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,019
−HK$3,701/mo
▼ 0.25% · 3.875%
HK$60,855
−HK$1,865/mo
Today · 4.125%
HK$62,720
baseline
▲ 0.50% · 4.625%
HK$66,536
+HK$3,816/mo
Deposit HK$8.63M · loan HK$12.94M · min. income ≈ HK$125,440/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$906,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,658
−HK$3,547/mo
▼ 0.25% · 3.875%
HK$67,419
−HK$1,786/mo
Today · 4.125%
HK$69,205
baseline
▲ 0.50% · 4.625%
HK$72,853
+HK$3,648/mo
Deposit HK$8.63M · loan HK$12.94M · min. income ≈ HK$138,410/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$906,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,855
−HK$4,318/mo
▼ 0.25% · 3.875%
HK$70,997
−HK$2,176/mo
Today · 4.125%
HK$73,173
baseline
▲ 0.50% · 4.625%
HK$77,626
+HK$4,453/mo
Deposit HK$6.47M · loan HK$15.10M · min. income ≈ HK$146,346/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$906,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,601
−HK$4,138/mo
▼ 0.25% · 3.875%
HK$78,655
−HK$2,084/mo
Today · 4.125%
HK$80,739
baseline
▲ 0.50% · 4.625%
HK$84,995
+HK$4,256/mo
Deposit HK$6.47M · loan HK$15.10M · min. income ≈ HK$161,478/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$906,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,528
−HK$5,552/mo
▼ 0.25% · 3.875%
HK$91,282
−HK$2,798/mo
Today · 4.125%
HK$94,080
baseline
▲ 0.50% · 4.625%
HK$99,804
+HK$5,724/mo
Deposit HK$2.16M · loan HK$19.41M · min. income ≈ HK$188,160/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$906,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,487
−HK$5,321/mo
▼ 0.25% · 3.875%
HK$101,128
−HK$2,680/mo
Today · 4.125%
HK$103,808
baseline
▲ 0.50% · 4.625%
HK$109,280
+HK$5,472/mo
Deposit HK$2.16M · loan HK$19.41M · min. income ≈ HK$207,616/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$906,878 · Scale 2, in force from 26 Feb 2026)