LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,185
−HK$3,084/mo
▼ 0.25% · 3.875%
HK$50,715
−HK$1,554/mo
Today · 4.125%
HK$52,269
baseline
▲ 0.50% · 4.625%
HK$55,449
+HK$3,180/mo
Deposit HK$10.78M · loan HK$10.78M · min. income ≈ HK$104,538/mo (50% DSR)
Upfront cash ≈ HK$11.69M (deposit + AVD stamp duty HK$906,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,717
−HK$2,957/mo
▼ 0.25% · 3.875%
HK$56,185
−HK$1,489/mo
Today · 4.125%
HK$57,674
baseline
▲ 0.50% · 4.625%
HK$60,714
+HK$3,040/mo
Deposit HK$10.78M · loan HK$10.78M · min. income ≈ HK$115,348/mo (50% DSR)
Upfront cash ≈ HK$11.69M (deposit + AVD stamp duty HK$906,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,022
−HK$3,701/mo
▼ 0.25% · 3.875%
HK$60,857
−HK$1,866/mo
Today · 4.125%
HK$62,723
baseline
▲ 0.50% · 4.625%
HK$66,539
+HK$3,816/mo
Deposit HK$8.63M · loan HK$12.94M · min. income ≈ HK$125,446/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$906,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,661
−HK$3,547/mo
▼ 0.25% · 3.875%
HK$67,422
−HK$1,786/mo
Today · 4.125%
HK$69,208
baseline
▲ 0.50% · 4.625%
HK$72,856
+HK$3,648/mo
Deposit HK$8.63M · loan HK$12.94M · min. income ≈ HK$138,416/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$906,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,858
−HK$4,318/mo
▼ 0.25% · 3.875%
HK$71,000
−HK$2,176/mo
Today · 4.125%
HK$73,176
baseline
▲ 0.50% · 4.625%
HK$77,629
+HK$4,453/mo
Deposit HK$6.47M · loan HK$15.10M · min. income ≈ HK$146,352/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$906,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,604
−HK$4,139/mo
▼ 0.25% · 3.875%
HK$78,659
−HK$2,084/mo
Today · 4.125%
HK$80,743
baseline
▲ 0.50% · 4.625%
HK$84,999
+HK$4,256/mo
Deposit HK$6.47M · loan HK$15.10M · min. income ≈ HK$161,486/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$906,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,532
−HK$5,552/mo
▼ 0.25% · 3.875%
HK$91,286
−HK$2,798/mo
Today · 4.125%
HK$94,084
baseline
▲ 0.50% · 4.625%
HK$99,809
+HK$5,725/mo
Deposit HK$2.16M · loan HK$19.41M · min. income ≈ HK$188,168/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$906,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,491
−HK$5,321/mo
▼ 0.25% · 3.875%
HK$101,133
−HK$2,679/mo
Today · 4.125%
HK$103,812
baseline
▲ 0.50% · 4.625%
HK$109,285
+HK$5,473/mo
Deposit HK$2.16M · loan HK$19.41M · min. income ≈ HK$207,624/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$906,977 · Scale 2, in force from 26 Feb 2026)