LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,189
−HK$3,085/mo
▼ 0.25% · 3.875%
HK$50,719
−HK$1,555/mo
Today · 4.125%
HK$52,274
baseline
▲ 0.50% · 4.625%
HK$55,455
+HK$3,181/mo
Deposit HK$10.79M · loan HK$10.79M · min. income ≈ HK$104,548/mo (50% DSR)
Upfront cash ≈ HK$11.69M (deposit + AVD stamp duty HK$907,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,723
−HK$2,956/mo
▼ 0.25% · 3.875%
HK$56,190
−HK$1,489/mo
Today · 4.125%
HK$57,679
baseline
▲ 0.50% · 4.625%
HK$60,719
+HK$3,040/mo
Deposit HK$10.79M · loan HK$10.79M · min. income ≈ HK$115,358/mo (50% DSR)
Upfront cash ≈ HK$11.69M (deposit + AVD stamp duty HK$907,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,027
−HK$3,702/mo
▼ 0.25% · 3.875%
HK$60,863
−HK$1,866/mo
Today · 4.125%
HK$62,729
baseline
▲ 0.50% · 4.625%
HK$66,546
+HK$3,817/mo
Deposit HK$8.63M · loan HK$12.94M · min. income ≈ HK$125,458/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$907,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,667
−HK$3,548/mo
▼ 0.25% · 3.875%
HK$67,428
−HK$1,787/mo
Today · 4.125%
HK$69,215
baseline
▲ 0.50% · 4.625%
HK$72,863
+HK$3,648/mo
Deposit HK$8.63M · loan HK$12.94M · min. income ≈ HK$138,430/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$907,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,865
−HK$4,318/mo
▼ 0.25% · 3.875%
HK$71,007
−HK$2,176/mo
Today · 4.125%
HK$73,183
baseline
▲ 0.50% · 4.625%
HK$77,637
+HK$4,454/mo
Deposit HK$6.47M · loan HK$15.10M · min. income ≈ HK$146,366/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$907,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,612
−HK$4,139/mo
▼ 0.25% · 3.875%
HK$78,666
−HK$2,085/mo
Today · 4.125%
HK$80,751
baseline
▲ 0.50% · 4.625%
HK$85,007
+HK$4,256/mo
Deposit HK$6.47M · loan HK$15.10M · min. income ≈ HK$161,502/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$907,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,541
−HK$5,552/mo
▼ 0.25% · 3.875%
HK$91,295
−HK$2,798/mo
Today · 4.125%
HK$94,093
baseline
▲ 0.50% · 4.625%
HK$99,818
+HK$5,725/mo
Deposit HK$2.16M · loan HK$19.41M · min. income ≈ HK$188,186/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$907,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,501
−HK$5,321/mo
▼ 0.25% · 3.875%
HK$101,142
−HK$2,680/mo
Today · 4.125%
HK$103,822
baseline
▲ 0.50% · 4.625%
HK$109,295
+HK$5,473/mo
Deposit HK$2.16M · loan HK$19.41M · min. income ≈ HK$207,644/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$907,184 · Scale 2, in force from 26 Feb 2026)