LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,192
−HK$3,085/mo
▼ 0.25% · 3.875%
HK$50,722
−HK$1,555/mo
Today · 4.125%
HK$52,277
baseline
▲ 0.50% · 4.625%
HK$55,458
+HK$3,181/mo
Deposit HK$10.79M · loan HK$10.79M · min. income ≈ HK$104,554/mo (50% DSR)
Upfront cash ≈ HK$11.69M (deposit + AVD stamp duty HK$907,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,726
−HK$2,956/mo
▼ 0.25% · 3.875%
HK$56,193
−HK$1,489/mo
Today · 4.125%
HK$57,682
baseline
▲ 0.50% · 4.625%
HK$60,723
+HK$3,041/mo
Deposit HK$10.79M · loan HK$10.79M · min. income ≈ HK$115,364/mo (50% DSR)
Upfront cash ≈ HK$11.69M (deposit + AVD stamp duty HK$907,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,031
−HK$3,701/mo
▼ 0.25% · 3.875%
HK$60,867
−HK$1,865/mo
Today · 4.125%
HK$62,732
baseline
▲ 0.50% · 4.625%
HK$66,549
+HK$3,817/mo
Deposit HK$8.63M · loan HK$12.94M · min. income ≈ HK$125,464/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$907,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,671
−HK$3,548/mo
▼ 0.25% · 3.875%
HK$67,432
−HK$1,787/mo
Today · 4.125%
HK$69,219
baseline
▲ 0.50% · 4.625%
HK$72,868
+HK$3,649/mo
Deposit HK$8.63M · loan HK$12.94M · min. income ≈ HK$138,438/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$907,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,869
−HK$4,319/mo
▼ 0.25% · 3.875%
HK$71,011
−HK$2,177/mo
Today · 4.125%
HK$73,188
baseline
▲ 0.50% · 4.625%
HK$77,641
+HK$4,453/mo
Deposit HK$6.47M · loan HK$15.10M · min. income ≈ HK$146,376/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$907,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,616
−HK$4,139/mo
▼ 0.25% · 3.875%
HK$78,671
−HK$2,084/mo
Today · 4.125%
HK$80,755
baseline
▲ 0.50% · 4.625%
HK$85,012
+HK$4,257/mo
Deposit HK$6.47M · loan HK$15.10M · min. income ≈ HK$161,510/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$907,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,546
−HK$5,552/mo
▼ 0.25% · 3.875%
HK$91,300
−HK$2,798/mo
Today · 4.125%
HK$94,098
baseline
▲ 0.50% · 4.625%
HK$99,824
+HK$5,726/mo
Deposit HK$2.16M · loan HK$19.42M · min. income ≈ HK$188,196/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$907,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,506
−HK$5,322/mo
▼ 0.25% · 3.875%
HK$101,148
−HK$2,680/mo
Today · 4.125%
HK$103,828
baseline
▲ 0.50% · 4.625%
HK$109,301
+HK$5,473/mo
Deposit HK$2.16M · loan HK$19.42M · min. income ≈ HK$207,656/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$907,307 · Scale 2, in force from 26 Feb 2026)