LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,194
−HK$3,085/mo
▼ 0.25% · 3.875%
HK$50,724
−HK$1,555/mo
Today · 4.125%
HK$52,279
baseline
▲ 0.50% · 4.625%
HK$55,460
+HK$3,181/mo
Deposit HK$10.79M · loan HK$10.79M · min. income ≈ HK$104,558/mo (50% DSR)
Upfront cash ≈ HK$11.69M (deposit + AVD stamp duty HK$907,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,728
−HK$2,957/mo
▼ 0.25% · 3.875%
HK$56,196
−HK$1,489/mo
Today · 4.125%
HK$57,685
baseline
▲ 0.50% · 4.625%
HK$60,726
+HK$3,041/mo
Deposit HK$10.79M · loan HK$10.79M · min. income ≈ HK$115,370/mo (50% DSR)
Upfront cash ≈ HK$11.69M (deposit + AVD stamp duty HK$907,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,033
−HK$3,702/mo
▼ 0.25% · 3.875%
HK$60,869
−HK$1,866/mo
Today · 4.125%
HK$62,735
baseline
▲ 0.50% · 4.625%
HK$66,552
+HK$3,817/mo
Deposit HK$8.63M · loan HK$12.94M · min. income ≈ HK$125,470/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$907,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,674
−HK$3,548/mo
▼ 0.25% · 3.875%
HK$67,435
−HK$1,787/mo
Today · 4.125%
HK$69,222
baseline
▲ 0.50% · 4.625%
HK$72,871
+HK$3,649/mo
Deposit HK$8.63M · loan HK$12.94M · min. income ≈ HK$138,444/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$907,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,872
−HK$4,319/mo
▼ 0.25% · 3.875%
HK$71,014
−HK$2,177/mo
Today · 4.125%
HK$73,191
baseline
▲ 0.50% · 4.625%
HK$77,644
+HK$4,453/mo
Deposit HK$6.47M · loan HK$15.10M · min. income ≈ HK$146,382/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$907,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,619
−HK$4,140/mo
▼ 0.25% · 3.875%
HK$78,674
−HK$2,085/mo
Today · 4.125%
HK$80,759
baseline
▲ 0.50% · 4.625%
HK$85,016
+HK$4,257/mo
Deposit HK$6.47M · loan HK$15.10M · min. income ≈ HK$161,518/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$907,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,550
−HK$5,553/mo
▼ 0.25% · 3.875%
HK$91,304
−HK$2,799/mo
Today · 4.125%
HK$94,103
baseline
▲ 0.50% · 4.625%
HK$99,828
+HK$5,725/mo
Deposit HK$2.16M · loan HK$19.42M · min. income ≈ HK$188,206/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$907,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,511
−HK$5,322/mo
▼ 0.25% · 3.875%
HK$101,153
−HK$2,680/mo
Today · 4.125%
HK$103,833
baseline
▲ 0.50% · 4.625%
HK$109,306
+HK$5,473/mo
Deposit HK$2.16M · loan HK$19.42M · min. income ≈ HK$207,666/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$907,401 · Scale 2, in force from 26 Feb 2026)