LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,195
−HK$3,085/mo
▼ 0.25% · 3.875%
HK$50,726
−HK$1,554/mo
Today · 4.125%
HK$52,280
baseline
▲ 0.50% · 4.625%
HK$55,462
+HK$3,182/mo
Deposit HK$10.79M · loan HK$10.79M · min. income ≈ HK$104,560/mo (50% DSR)
Upfront cash ≈ HK$11.69M (deposit + AVD stamp duty HK$907,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,729
−HK$2,957/mo
▼ 0.25% · 3.875%
HK$56,197
−HK$1,489/mo
Today · 4.125%
HK$57,686
baseline
▲ 0.50% · 4.625%
HK$60,727
+HK$3,041/mo
Deposit HK$10.79M · loan HK$10.79M · min. income ≈ HK$115,372/mo (50% DSR)
Upfront cash ≈ HK$11.69M (deposit + AVD stamp duty HK$907,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,035
−HK$3,702/mo
▼ 0.25% · 3.875%
HK$60,871
−HK$1,866/mo
Today · 4.125%
HK$62,737
baseline
▲ 0.50% · 4.625%
HK$66,554
+HK$3,817/mo
Deposit HK$8.63M · loan HK$12.94M · min. income ≈ HK$125,474/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$907,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,675
−HK$3,549/mo
▼ 0.25% · 3.875%
HK$67,437
−HK$1,787/mo
Today · 4.125%
HK$69,224
baseline
▲ 0.50% · 4.625%
HK$72,872
+HK$3,648/mo
Deposit HK$8.63M · loan HK$12.94M · min. income ≈ HK$138,448/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$907,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,874
−HK$4,319/mo
▼ 0.25% · 3.875%
HK$71,016
−HK$2,177/mo
Today · 4.125%
HK$73,193
baseline
▲ 0.50% · 4.625%
HK$77,646
+HK$4,453/mo
Deposit HK$6.47M · loan HK$15.10M · min. income ≈ HK$146,386/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$907,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,621
−HK$4,140/mo
▼ 0.25% · 3.875%
HK$78,676
−HK$2,085/mo
Today · 4.125%
HK$80,761
baseline
▲ 0.50% · 4.625%
HK$85,018
+HK$4,257/mo
Deposit HK$6.47M · loan HK$15.10M · min. income ≈ HK$161,522/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$907,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,552
−HK$5,553/mo
▼ 0.25% · 3.875%
HK$91,306
−HK$2,799/mo
Today · 4.125%
HK$94,105
baseline
▲ 0.50% · 4.625%
HK$99,831
+HK$5,726/mo
Deposit HK$2.16M · loan HK$19.42M · min. income ≈ HK$188,210/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$907,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,513
−HK$5,322/mo
▼ 0.25% · 3.875%
HK$101,155
−HK$2,680/mo
Today · 4.125%
HK$103,835
baseline
▲ 0.50% · 4.625%
HK$109,309
+HK$5,474/mo
Deposit HK$2.16M · loan HK$19.42M · min. income ≈ HK$207,670/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$907,454 · Scale 2, in force from 26 Feb 2026)