LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,197
−HK$3,085/mo
▼ 0.25% · 3.875%
HK$50,727
−HK$1,555/mo
Today · 4.125%
HK$52,282
baseline
▲ 0.50% · 4.625%
HK$55,463
+HK$3,181/mo
Deposit HK$10.79M · loan HK$10.79M · min. income ≈ HK$104,564/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$907,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,731
−HK$2,957/mo
▼ 0.25% · 3.875%
HK$56,199
−HK$1,489/mo
Today · 4.125%
HK$57,688
baseline
▲ 0.50% · 4.625%
HK$60,729
+HK$3,041/mo
Deposit HK$10.79M · loan HK$10.79M · min. income ≈ HK$115,376/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$907,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,036
−HK$3,703/mo
▼ 0.25% · 3.875%
HK$60,873
−HK$1,866/mo
Today · 4.125%
HK$62,739
baseline
▲ 0.50% · 4.625%
HK$66,556
+HK$3,817/mo
Deposit HK$8.63M · loan HK$12.95M · min. income ≈ HK$125,478/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$907,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,677
−HK$3,549/mo
▼ 0.25% · 3.875%
HK$67,439
−HK$1,787/mo
Today · 4.125%
HK$69,226
baseline
▲ 0.50% · 4.625%
HK$72,875
+HK$3,649/mo
Deposit HK$8.63M · loan HK$12.95M · min. income ≈ HK$138,452/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$907,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,876
−HK$4,319/mo
▼ 0.25% · 3.875%
HK$71,018
−HK$2,177/mo
Today · 4.125%
HK$73,195
baseline
▲ 0.50% · 4.625%
HK$77,649
+HK$4,454/mo
Deposit HK$6.47M · loan HK$15.10M · min. income ≈ HK$146,390/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$907,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,624
−HK$4,139/mo
▼ 0.25% · 3.875%
HK$78,679
−HK$2,084/mo
Today · 4.125%
HK$80,763
baseline
▲ 0.50% · 4.625%
HK$85,021
+HK$4,258/mo
Deposit HK$6.47M · loan HK$15.10M · min. income ≈ HK$161,526/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$907,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,555
−HK$5,553/mo
▼ 0.25% · 3.875%
HK$91,309
−HK$2,799/mo
Today · 4.125%
HK$94,108
baseline
▲ 0.50% · 4.625%
HK$99,834
+HK$5,726/mo
Deposit HK$2.16M · loan HK$19.42M · min. income ≈ HK$188,216/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$907,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,516
−HK$5,323/mo
▼ 0.25% · 3.875%
HK$101,158
−HK$2,681/mo
Today · 4.125%
HK$103,839
baseline
▲ 0.50% · 4.625%
HK$109,312
+HK$5,473/mo
Deposit HK$2.16M · loan HK$19.42M · min. income ≈ HK$207,678/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$907,521 · Scale 2, in force from 26 Feb 2026)