LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,198
−HK$3,085/mo
▼ 0.25% · 3.875%
HK$50,728
−HK$1,555/mo
Today · 4.125%
HK$52,283
baseline
▲ 0.50% · 4.625%
HK$55,464
+HK$3,181/mo
Deposit HK$10.79M · loan HK$10.79M · min. income ≈ HK$104,566/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$907,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,732
−HK$2,957/mo
▼ 0.25% · 3.875%
HK$56,200
−HK$1,489/mo
Today · 4.125%
HK$57,689
baseline
▲ 0.50% · 4.625%
HK$60,730
+HK$3,041/mo
Deposit HK$10.79M · loan HK$10.79M · min. income ≈ HK$115,378/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$907,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,037
−HK$3,702/mo
▼ 0.25% · 3.875%
HK$60,874
−HK$1,865/mo
Today · 4.125%
HK$62,739
baseline
▲ 0.50% · 4.625%
HK$66,557
+HK$3,818/mo
Deposit HK$8.63M · loan HK$12.95M · min. income ≈ HK$125,478/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$907,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,678
−HK$3,549/mo
▼ 0.25% · 3.875%
HK$67,440
−HK$1,787/mo
Today · 4.125%
HK$69,227
baseline
▲ 0.50% · 4.625%
HK$72,876
+HK$3,649/mo
Deposit HK$8.63M · loan HK$12.95M · min. income ≈ HK$138,454/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$907,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,877
−HK$4,319/mo
▼ 0.25% · 3.875%
HK$71,019
−HK$2,177/mo
Today · 4.125%
HK$73,196
baseline
▲ 0.50% · 4.625%
HK$77,650
+HK$4,454/mo
Deposit HK$6.47M · loan HK$15.10M · min. income ≈ HK$146,392/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$907,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,625
−HK$4,139/mo
▼ 0.25% · 3.875%
HK$78,680
−HK$2,084/mo
Today · 4.125%
HK$80,764
baseline
▲ 0.50% · 4.625%
HK$85,022
+HK$4,258/mo
Deposit HK$6.47M · loan HK$15.10M · min. income ≈ HK$161,528/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$907,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,556
−HK$5,553/mo
▼ 0.25% · 3.875%
HK$91,310
−HK$2,799/mo
Today · 4.125%
HK$94,109
baseline
▲ 0.50% · 4.625%
HK$99,835
+HK$5,726/mo
Deposit HK$2.16M · loan HK$19.42M · min. income ≈ HK$188,218/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$907,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,517
−HK$5,323/mo
▼ 0.25% · 3.875%
HK$101,160
−HK$2,680/mo
Today · 4.125%
HK$103,840
baseline
▲ 0.50% · 4.625%
HK$109,313
+HK$5,473/mo
Deposit HK$2.16M · loan HK$19.42M · min. income ≈ HK$207,680/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$907,548 · Scale 2, in force from 26 Feb 2026)