LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,198
−HK$3,085/mo
▼ 0.25% · 3.875%
HK$50,729
−HK$1,554/mo
Today · 4.125%
HK$52,283
baseline
▲ 0.50% · 4.625%
HK$55,465
+HK$3,182/mo
Deposit HK$10.79M · loan HK$10.79M · min. income ≈ HK$104,566/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$907,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,733
−HK$2,957/mo
▼ 0.25% · 3.875%
HK$56,201
−HK$1,489/mo
Today · 4.125%
HK$57,690
baseline
▲ 0.50% · 4.625%
HK$60,731
+HK$3,041/mo
Deposit HK$10.79M · loan HK$10.79M · min. income ≈ HK$115,380/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$907,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,038
−HK$3,702/mo
▼ 0.25% · 3.875%
HK$60,874
−HK$1,866/mo
Today · 4.125%
HK$62,740
baseline
▲ 0.50% · 4.625%
HK$66,558
+HK$3,818/mo
Deposit HK$8.63M · loan HK$12.95M · min. income ≈ HK$125,480/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$907,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,679
−HK$3,549/mo
▼ 0.25% · 3.875%
HK$67,441
−HK$1,787/mo
Today · 4.125%
HK$69,228
baseline
▲ 0.50% · 4.625%
HK$72,877
+HK$3,649/mo
Deposit HK$8.63M · loan HK$12.95M · min. income ≈ HK$138,456/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$907,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,878
−HK$4,319/mo
▼ 0.25% · 3.875%
HK$71,020
−HK$2,177/mo
Today · 4.125%
HK$73,197
baseline
▲ 0.50% · 4.625%
HK$77,651
+HK$4,454/mo
Deposit HK$6.47M · loan HK$15.10M · min. income ≈ HK$146,394/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$907,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,626
−HK$4,139/mo
▼ 0.25% · 3.875%
HK$78,681
−HK$2,084/mo
Today · 4.125%
HK$80,765
baseline
▲ 0.50% · 4.625%
HK$85,023
+HK$4,258/mo
Deposit HK$6.47M · loan HK$15.10M · min. income ≈ HK$161,530/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$907,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,557
−HK$5,553/mo
▼ 0.25% · 3.875%
HK$91,312
−HK$2,798/mo
Today · 4.125%
HK$94,110
baseline
▲ 0.50% · 4.625%
HK$99,837
+HK$5,727/mo
Deposit HK$2.16M · loan HK$19.42M · min. income ≈ HK$188,220/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$907,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,519
−HK$5,322/mo
▼ 0.25% · 3.875%
HK$101,161
−HK$2,680/mo
Today · 4.125%
HK$103,841
baseline
▲ 0.50% · 4.625%
HK$109,315
+HK$5,474/mo
Deposit HK$2.16M · loan HK$19.42M · min. income ≈ HK$207,682/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$907,577 · Scale 2, in force from 26 Feb 2026)