LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,201
−HK$3,085/mo
▼ 0.25% · 3.875%
HK$50,731
−HK$1,555/mo
Today · 4.125%
HK$52,286
baseline
▲ 0.50% · 4.625%
HK$55,468
+HK$3,182/mo
Deposit HK$10.79M · loan HK$10.79M · min. income ≈ HK$104,572/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$907,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,736
−HK$2,957/mo
▼ 0.25% · 3.875%
HK$56,204
−HK$1,489/mo
Today · 4.125%
HK$57,693
baseline
▲ 0.50% · 4.625%
HK$60,734
+HK$3,041/mo
Deposit HK$10.79M · loan HK$10.79M · min. income ≈ HK$115,386/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$907,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,041
−HK$3,703/mo
▼ 0.25% · 3.875%
HK$60,878
−HK$1,866/mo
Today · 4.125%
HK$62,744
baseline
▲ 0.50% · 4.625%
HK$66,561
+HK$3,817/mo
Deposit HK$8.63M · loan HK$12.95M · min. income ≈ HK$125,488/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$907,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,683
−HK$3,548/mo
▼ 0.25% · 3.875%
HK$67,444
−HK$1,787/mo
Today · 4.125%
HK$69,231
baseline
▲ 0.50% · 4.625%
HK$72,881
+HK$3,650/mo
Deposit HK$8.63M · loan HK$12.95M · min. income ≈ HK$138,462/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$907,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,881
−HK$4,320/mo
▼ 0.25% · 3.875%
HK$71,024
−HK$2,177/mo
Today · 4.125%
HK$73,201
baseline
▲ 0.50% · 4.625%
HK$77,655
+HK$4,454/mo
Deposit HK$6.47M · loan HK$15.10M · min. income ≈ HK$146,402/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$907,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,630
−HK$4,140/mo
▼ 0.25% · 3.875%
HK$78,685
−HK$2,085/mo
Today · 4.125%
HK$80,770
baseline
▲ 0.50% · 4.625%
HK$85,027
+HK$4,257/mo
Deposit HK$6.47M · loan HK$15.10M · min. income ≈ HK$161,540/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$907,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,562
−HK$5,553/mo
▼ 0.25% · 3.875%
HK$91,317
−HK$2,798/mo
Today · 4.125%
HK$94,115
baseline
▲ 0.50% · 4.625%
HK$99,842
+HK$5,727/mo
Deposit HK$2.16M · loan HK$19.42M · min. income ≈ HK$188,230/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$907,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,524
−HK$5,323/mo
▼ 0.25% · 3.875%
HK$101,166
−HK$2,681/mo
Today · 4.125%
HK$103,847
baseline
▲ 0.50% · 4.625%
HK$109,321
+HK$5,474/mo
Deposit HK$2.16M · loan HK$19.42M · min. income ≈ HK$207,694/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$907,695 · Scale 2, in force from 26 Feb 2026)