LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,204
−HK$3,086/mo
▼ 0.25% · 3.875%
HK$50,735
−HK$1,555/mo
Today · 4.125%
HK$52,290
baseline
▲ 0.50% · 4.625%
HK$55,472
+HK$3,182/mo
Deposit HK$10.79M · loan HK$10.79M · min. income ≈ HK$104,580/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$907,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,739
−HK$2,958/mo
▼ 0.25% · 3.875%
HK$56,207
−HK$1,490/mo
Today · 4.125%
HK$57,697
baseline
▲ 0.50% · 4.625%
HK$60,738
+HK$3,041/mo
Deposit HK$10.79M · loan HK$10.79M · min. income ≈ HK$115,394/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$907,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,045
−HK$3,703/mo
▼ 0.25% · 3.875%
HK$60,882
−HK$1,866/mo
Today · 4.125%
HK$62,748
baseline
▲ 0.50% · 4.625%
HK$66,566
+HK$3,818/mo
Deposit HK$8.63M · loan HK$12.95M · min. income ≈ HK$125,496/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$907,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,687
−HK$3,549/mo
▼ 0.25% · 3.875%
HK$67,449
−HK$1,787/mo
Today · 4.125%
HK$69,236
baseline
▲ 0.50% · 4.625%
HK$72,886
+HK$3,650/mo
Deposit HK$8.63M · loan HK$12.95M · min. income ≈ HK$138,472/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$907,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,886
−HK$4,320/mo
▼ 0.25% · 3.875%
HK$71,029
−HK$2,177/mo
Today · 4.125%
HK$73,206
baseline
▲ 0.50% · 4.625%
HK$77,660
+HK$4,454/mo
Deposit HK$6.47M · loan HK$15.10M · min. income ≈ HK$146,412/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$907,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,635
−HK$4,140/mo
▼ 0.25% · 3.875%
HK$78,690
−HK$2,085/mo
Today · 4.125%
HK$80,775
baseline
▲ 0.50% · 4.625%
HK$85,033
+HK$4,258/mo
Deposit HK$6.47M · loan HK$15.10M · min. income ≈ HK$161,550/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$907,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,568
−HK$5,554/mo
▼ 0.25% · 3.875%
HK$91,323
−HK$2,799/mo
Today · 4.125%
HK$94,122
baseline
▲ 0.50% · 4.625%
HK$99,849
+HK$5,727/mo
Deposit HK$2.16M · loan HK$19.42M · min. income ≈ HK$188,244/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$907,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,531
−HK$5,323/mo
▼ 0.25% · 3.875%
HK$101,173
−HK$2,681/mo
Today · 4.125%
HK$103,854
baseline
▲ 0.50% · 4.625%
HK$109,328
+HK$5,474/mo
Deposit HK$2.16M · loan HK$19.42M · min. income ≈ HK$207,708/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$907,840 · Scale 2, in force from 26 Feb 2026)