LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,205
−HK$3,086/mo
▼ 0.25% · 3.875%
HK$50,736
−HK$1,555/mo
Today · 4.125%
HK$52,291
baseline
▲ 0.50% · 4.625%
HK$55,473
+HK$3,182/mo
Deposit HK$10.79M · loan HK$10.79M · min. income ≈ HK$104,582/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$907,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,740
−HK$2,958/mo
▼ 0.25% · 3.875%
HK$56,208
−HK$1,490/mo
Today · 4.125%
HK$57,698
baseline
▲ 0.50% · 4.625%
HK$60,739
+HK$3,041/mo
Deposit HK$10.79M · loan HK$10.79M · min. income ≈ HK$115,396/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$907,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,046
−HK$3,703/mo
▼ 0.25% · 3.875%
HK$60,883
−HK$1,866/mo
Today · 4.125%
HK$62,749
baseline
▲ 0.50% · 4.625%
HK$66,567
+HK$3,818/mo
Deposit HK$8.63M · loan HK$12.95M · min. income ≈ HK$125,498/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$907,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,688
−HK$3,549/mo
▼ 0.25% · 3.875%
HK$67,450
−HK$1,787/mo
Today · 4.125%
HK$69,237
baseline
▲ 0.50% · 4.625%
HK$72,887
+HK$3,650/mo
Deposit HK$8.63M · loan HK$12.95M · min. income ≈ HK$138,474/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$907,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,887
−HK$4,320/mo
▼ 0.25% · 3.875%
HK$71,030
−HK$2,177/mo
Today · 4.125%
HK$73,207
baseline
▲ 0.50% · 4.625%
HK$77,662
+HK$4,455/mo
Deposit HK$6.47M · loan HK$15.11M · min. income ≈ HK$146,414/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$907,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,636
−HK$4,141/mo
▼ 0.25% · 3.875%
HK$78,692
−HK$2,085/mo
Today · 4.125%
HK$80,777
baseline
▲ 0.50% · 4.625%
HK$85,035
+HK$4,258/mo
Deposit HK$6.47M · loan HK$15.11M · min. income ≈ HK$161,554/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$907,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,569
−HK$5,554/mo
▼ 0.25% · 3.875%
HK$91,324
−HK$2,799/mo
Today · 4.125%
HK$94,123
baseline
▲ 0.50% · 4.625%
HK$99,851
+HK$5,728/mo
Deposit HK$2.16M · loan HK$19.42M · min. income ≈ HK$188,246/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$907,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,532
−HK$5,324/mo
▼ 0.25% · 3.875%
HK$101,175
−HK$2,681/mo
Today · 4.125%
HK$103,856
baseline
▲ 0.50% · 4.625%
HK$109,330
+HK$5,474/mo
Deposit HK$2.16M · loan HK$19.42M · min. income ≈ HK$207,712/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$907,880 · Scale 2, in force from 26 Feb 2026)