LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,206
−HK$3,086/mo
▼ 0.25% · 3.875%
HK$50,737
−HK$1,555/mo
Today · 4.125%
HK$52,292
baseline
▲ 0.50% · 4.625%
HK$55,474
+HK$3,182/mo
Deposit HK$10.79M · loan HK$10.79M · min. income ≈ HK$104,584/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$907,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,741
−HK$2,958/mo
▼ 0.25% · 3.875%
HK$56,209
−HK$1,490/mo
Today · 4.125%
HK$57,699
baseline
▲ 0.50% · 4.625%
HK$60,740
+HK$3,041/mo
Deposit HK$10.79M · loan HK$10.79M · min. income ≈ HK$115,398/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$907,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,047
−HK$3,703/mo
▼ 0.25% · 3.875%
HK$60,884
−HK$1,866/mo
Today · 4.125%
HK$62,750
baseline
▲ 0.50% · 4.625%
HK$66,568
+HK$3,818/mo
Deposit HK$8.63M · loan HK$12.95M · min. income ≈ HK$125,500/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$907,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,690
−HK$3,549/mo
▼ 0.25% · 3.875%
HK$67,451
−HK$1,788/mo
Today · 4.125%
HK$69,239
baseline
▲ 0.50% · 4.625%
HK$72,888
+HK$3,649/mo
Deposit HK$8.63M · loan HK$12.95M · min. income ≈ HK$138,478/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$907,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,889
−HK$4,319/mo
▼ 0.25% · 3.875%
HK$71,031
−HK$2,177/mo
Today · 4.125%
HK$73,208
baseline
▲ 0.50% · 4.625%
HK$77,663
+HK$4,455/mo
Deposit HK$6.47M · loan HK$15.11M · min. income ≈ HK$146,416/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$907,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,638
−HK$4,140/mo
▼ 0.25% · 3.875%
HK$78,693
−HK$2,085/mo
Today · 4.125%
HK$80,778
baseline
▲ 0.50% · 4.625%
HK$85,036
+HK$4,258/mo
Deposit HK$6.47M · loan HK$15.11M · min. income ≈ HK$161,556/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$907,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,571
−HK$5,554/mo
▼ 0.25% · 3.875%
HK$91,326
−HK$2,799/mo
Today · 4.125%
HK$94,125
baseline
▲ 0.50% · 4.625%
HK$99,853
+HK$5,728/mo
Deposit HK$2.16M · loan HK$19.42M · min. income ≈ HK$188,250/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$907,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,534
−HK$5,324/mo
▼ 0.25% · 3.875%
HK$101,177
−HK$2,681/mo
Today · 4.125%
HK$103,858
baseline
▲ 0.50% · 4.625%
HK$109,332
+HK$5,474/mo
Deposit HK$2.16M · loan HK$19.42M · min. income ≈ HK$207,716/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$907,921 · Scale 2, in force from 26 Feb 2026)