LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,207
−HK$3,086/mo
▼ 0.25% · 3.875%
HK$50,738
−HK$1,555/mo
Today · 4.125%
HK$52,293
baseline
▲ 0.50% · 4.625%
HK$55,475
+HK$3,182/mo
Deposit HK$10.79M · loan HK$10.79M · min. income ≈ HK$104,586/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$907,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,742
−HK$2,958/mo
▼ 0.25% · 3.875%
HK$56,211
−HK$1,489/mo
Today · 4.125%
HK$57,700
baseline
▲ 0.50% · 4.625%
HK$60,741
+HK$3,041/mo
Deposit HK$10.79M · loan HK$10.79M · min. income ≈ HK$115,400/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$907,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,049
−HK$3,702/mo
▼ 0.25% · 3.875%
HK$60,885
−HK$1,866/mo
Today · 4.125%
HK$62,751
baseline
▲ 0.50% · 4.625%
HK$66,570
+HK$3,819/mo
Deposit HK$8.63M · loan HK$12.95M · min. income ≈ HK$125,502/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$907,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,691
−HK$3,549/mo
▼ 0.25% · 3.875%
HK$67,453
−HK$1,787/mo
Today · 4.125%
HK$69,240
baseline
▲ 0.50% · 4.625%
HK$72,890
+HK$3,650/mo
Deposit HK$8.63M · loan HK$12.95M · min. income ≈ HK$138,480/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$907,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,890
−HK$4,320/mo
▼ 0.25% · 3.875%
HK$71,033
−HK$2,177/mo
Today · 4.125%
HK$73,210
baseline
▲ 0.50% · 4.625%
HK$77,665
+HK$4,455/mo
Deposit HK$6.47M · loan HK$15.11M · min. income ≈ HK$146,420/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$907,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,639
−HK$4,141/mo
▼ 0.25% · 3.875%
HK$78,695
−HK$2,085/mo
Today · 4.125%
HK$80,780
baseline
▲ 0.50% · 4.625%
HK$85,038
+HK$4,258/mo
Deposit HK$6.47M · loan HK$15.11M · min. income ≈ HK$161,560/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$907,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,573
−HK$5,554/mo
▼ 0.25% · 3.875%
HK$91,328
−HK$2,799/mo
Today · 4.125%
HK$94,127
baseline
▲ 0.50% · 4.625%
HK$99,854
+HK$5,727/mo
Deposit HK$2.16M · loan HK$19.42M · min. income ≈ HK$188,254/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$907,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,536
−HK$5,324/mo
▼ 0.25% · 3.875%
HK$101,179
−HK$2,681/mo
Today · 4.125%
HK$103,860
baseline
▲ 0.50% · 4.625%
HK$109,335
+HK$5,475/mo
Deposit HK$2.16M · loan HK$19.42M · min. income ≈ HK$207,720/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$907,964 · Scale 2, in force from 26 Feb 2026)