LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,211
−HK$3,086/mo
▼ 0.25% · 3.875%
HK$50,742
−HK$1,555/mo
Today · 4.125%
HK$52,297
baseline
▲ 0.50% · 4.625%
HK$55,479
+HK$3,182/mo
Deposit HK$10.79M · loan HK$10.79M · min. income ≈ HK$104,594/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$908,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,747
−HK$2,958/mo
▼ 0.25% · 3.875%
HK$56,215
−HK$1,490/mo
Today · 4.125%
HK$57,705
baseline
▲ 0.50% · 4.625%
HK$60,746
+HK$3,041/mo
Deposit HK$10.79M · loan HK$10.79M · min. income ≈ HK$115,410/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$908,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,053
−HK$3,704/mo
▼ 0.25% · 3.875%
HK$60,890
−HK$1,867/mo
Today · 4.125%
HK$62,757
baseline
▲ 0.50% · 4.625%
HK$66,575
+HK$3,818/mo
Deposit HK$8.63M · loan HK$12.95M · min. income ≈ HK$125,514/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$908,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,696
−HK$3,550/mo
▼ 0.25% · 3.875%
HK$67,458
−HK$1,788/mo
Today · 4.125%
HK$69,246
baseline
▲ 0.50% · 4.625%
HK$72,896
+HK$3,650/mo
Deposit HK$8.63M · loan HK$12.95M · min. income ≈ HK$138,492/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$908,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,896
−HK$4,320/mo
▼ 0.25% · 3.875%
HK$71,039
−HK$2,177/mo
Today · 4.125%
HK$73,216
baseline
▲ 0.50% · 4.625%
HK$77,671
+HK$4,455/mo
Deposit HK$6.47M · loan HK$15.11M · min. income ≈ HK$146,432/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$908,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,646
−HK$4,141/mo
▼ 0.25% · 3.875%
HK$78,701
−HK$2,086/mo
Today · 4.125%
HK$80,787
baseline
▲ 0.50% · 4.625%
HK$85,045
+HK$4,258/mo
Deposit HK$6.47M · loan HK$15.11M · min. income ≈ HK$161,574/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$908,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,580
−HK$5,555/mo
▼ 0.25% · 3.875%
HK$91,335
−HK$2,800/mo
Today · 4.125%
HK$94,135
baseline
▲ 0.50% · 4.625%
HK$99,863
+HK$5,728/mo
Deposit HK$2.16M · loan HK$19.42M · min. income ≈ HK$188,270/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$908,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,544
−HK$5,324/mo
▼ 0.25% · 3.875%
HK$101,187
−HK$2,681/mo
Today · 4.125%
HK$103,868
baseline
▲ 0.50% · 4.625%
HK$109,343
+HK$5,475/mo
Deposit HK$2.16M · loan HK$19.42M · min. income ≈ HK$207,736/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$908,140 · Scale 2, in force from 26 Feb 2026)