LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,211
−HK$3,086/mo
▼ 0.25% · 3.875%
HK$50,742
−HK$1,555/mo
Today · 4.125%
HK$52,297
baseline
▲ 0.50% · 4.625%
HK$55,480
+HK$3,183/mo
Deposit HK$10.79M · loan HK$10.79M · min. income ≈ HK$104,594/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$908,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,747
−HK$2,958/mo
▼ 0.25% · 3.875%
HK$56,216
−HK$1,489/mo
Today · 4.125%
HK$57,705
baseline
▲ 0.50% · 4.625%
HK$60,747
+HK$3,042/mo
Deposit HK$10.79M · loan HK$10.79M · min. income ≈ HK$115,410/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$908,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,054
−HK$3,703/mo
▼ 0.25% · 3.875%
HK$60,891
−HK$1,866/mo
Today · 4.125%
HK$62,757
baseline
▲ 0.50% · 4.625%
HK$66,576
+HK$3,819/mo
Deposit HK$8.63M · loan HK$12.95M · min. income ≈ HK$125,514/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$908,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,697
−HK$3,549/mo
▼ 0.25% · 3.875%
HK$67,459
−HK$1,787/mo
Today · 4.125%
HK$69,246
baseline
▲ 0.50% · 4.625%
HK$72,896
+HK$3,650/mo
Deposit HK$8.63M · loan HK$12.95M · min. income ≈ HK$138,492/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$908,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,896
−HK$4,320/mo
▼ 0.25% · 3.875%
HK$71,039
−HK$2,177/mo
Today · 4.125%
HK$73,216
baseline
▲ 0.50% · 4.625%
HK$77,672
+HK$4,456/mo
Deposit HK$6.47M · loan HK$15.11M · min. income ≈ HK$146,432/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$908,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,646
−HK$4,141/mo
▼ 0.25% · 3.875%
HK$78,702
−HK$2,085/mo
Today · 4.125%
HK$80,787
baseline
▲ 0.50% · 4.625%
HK$85,046
+HK$4,259/mo
Deposit HK$6.47M · loan HK$15.11M · min. income ≈ HK$161,574/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$908,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,581
−HK$5,554/mo
▼ 0.25% · 3.875%
HK$91,336
−HK$2,799/mo
Today · 4.125%
HK$94,135
baseline
▲ 0.50% · 4.625%
HK$99,863
+HK$5,728/mo
Deposit HK$2.16M · loan HK$19.42M · min. income ≈ HK$188,270/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$908,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,545
−HK$5,324/mo
▼ 0.25% · 3.875%
HK$101,188
−HK$2,681/mo
Today · 4.125%
HK$103,869
baseline
▲ 0.50% · 4.625%
HK$109,344
+HK$5,475/mo
Deposit HK$2.16M · loan HK$19.42M · min. income ≈ HK$207,738/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$908,157 · Scale 2, in force from 26 Feb 2026)