LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,213
−HK$3,086/mo
▼ 0.25% · 3.875%
HK$50,744
−HK$1,555/mo
Today · 4.125%
HK$52,299
baseline
▲ 0.50% · 4.625%
HK$55,481
+HK$3,182/mo
Deposit HK$10.79M · loan HK$10.79M · min. income ≈ HK$104,598/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$908,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,749
−HK$2,958/mo
▼ 0.25% · 3.875%
HK$56,217
−HK$1,490/mo
Today · 4.125%
HK$57,707
baseline
▲ 0.50% · 4.625%
HK$60,748
+HK$3,041/mo
Deposit HK$10.79M · loan HK$10.79M · min. income ≈ HK$115,414/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$908,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,055
−HK$3,704/mo
▼ 0.25% · 3.875%
HK$60,892
−HK$1,867/mo
Today · 4.125%
HK$62,759
baseline
▲ 0.50% · 4.625%
HK$66,577
+HK$3,818/mo
Deposit HK$8.63M · loan HK$12.95M · min. income ≈ HK$125,518/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$908,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,698
−HK$3,550/mo
▼ 0.25% · 3.875%
HK$67,460
−HK$1,788/mo
Today · 4.125%
HK$69,248
baseline
▲ 0.50% · 4.625%
HK$72,898
+HK$3,650/mo
Deposit HK$8.63M · loan HK$12.95M · min. income ≈ HK$138,496/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$908,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,898
−HK$4,320/mo
▼ 0.25% · 3.875%
HK$71,041
−HK$2,177/mo
Today · 4.125%
HK$73,218
baseline
▲ 0.50% · 4.625%
HK$77,674
+HK$4,456/mo
Deposit HK$6.47M · loan HK$15.11M · min. income ≈ HK$146,436/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$908,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,648
−HK$4,141/mo
▼ 0.25% · 3.875%
HK$78,704
−HK$2,085/mo
Today · 4.125%
HK$80,789
baseline
▲ 0.50% · 4.625%
HK$85,048
+HK$4,259/mo
Deposit HK$6.47M · loan HK$15.11M · min. income ≈ HK$161,578/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$908,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,583
−HK$5,555/mo
▼ 0.25% · 3.875%
HK$91,338
−HK$2,800/mo
Today · 4.125%
HK$94,138
baseline
▲ 0.50% · 4.625%
HK$99,866
+HK$5,728/mo
Deposit HK$2.16M · loan HK$19.42M · min. income ≈ HK$188,276/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$908,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,548
−HK$5,324/mo
▼ 0.25% · 3.875%
HK$101,191
−HK$2,681/mo
Today · 4.125%
HK$103,872
baseline
▲ 0.50% · 4.625%
HK$109,347
+HK$5,475/mo
Deposit HK$2.16M · loan HK$19.42M · min. income ≈ HK$207,744/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$908,214 · Scale 2, in force from 26 Feb 2026)